Cortland County and Homer Town property record for 2696 E River Rd, Cortland, NY 13045
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,120 sqft · built 1979 |
| Lot Size | 0.665 acres (28,988 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,850 (2026) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 113089 58.00-02-05.000 |
| Primary APN | 113089 58.00-02-05.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 28,988 sqft (0.665 acres) |
| Lot Dimensions | 193 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2696 E RIVER RD |
|---|---|
| City | CORTLAND |
| State | NY |
| Zip | 13045-9714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LANDS OF KATHLEEN M THOMAS |
| Legal Block | 2 |
| Legal Lot Number | 5.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | HOMER |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 970202 |
Source: Cortland County and Homer Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2696 E RIVER RD, CORTLAND, NY 13045-9714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CORTLAND NY |
| Recording Date | Aug 9, 2023 |
| Property Address | 2696 E RIVER RD, CORTLAND, NY 13045-9714 |
| Document Number | 0000004776 |
| Instrument | 2023-04776 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 17 JAMES ST # 1, 1, HOMER, NY 13077-1312 |
| Document Number | 0000004777 |
|---|---|
| Date | Aug 9, 2023 |
| Instrument | 2023-04777 |
| Name | PRIMELENDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cortland County and Homer Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Homer Town |
| Unified School District | Homer Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,850.00 (+119.46%) | ||
| 2025 | $2,210.00 (-4.37%) | $120,700 (-) Land $15,300 Building $105,400 | $180,149 (+2.98%) Land $22,836 Building $157,313 |
| 2023 | $2,311.00 (-2.37%) | $120,700 (-) Land $15,300 Building $105,400 | $174,928 (+21.74%) Land $22,174 Building $152,754 |
| 2022 | $2,367.00 | $120,700 Land $15,300 Building $105,400 | $143,690 Land $18,214 Building $125,476 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
May also be available: Point Broadband.
5G (outdoors only) and 4G LTE
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