2755 E River Rd, Cortland, NY 13045 Property Records

Cortland County and Homer Town property record for 2755 E River Rd, Cortland, NY 13045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 885 sqft · built 1976
Lot Size	0.605 acres (26,382 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jul 2018)
Tax Bill	$5,023 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`113089 58.00-01-48.000`

Property Details

APN / Parcel Number

Primary APN	`113089 58.00-01-48.000`
Alternative APN	`308905800000010480000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	885 sqft Living Area
1st Floor Area	713 sqft
Upper Floors Area	172 sqft
Basement Area	713 sqft
Finished Basement	713 sqft
Unfinished Basement	713 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	26,382 sqft (0.605 acres)
Lot Dimensions	175 ft deep x 150 ft wide
Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2755 E RIVER RD
City	CORTLAND
State	NY
Zip	13045-9781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LANDS OF NORMAN J STITZEL
Legal Block	1
Legal Lot Number	48.000
Jurisdiction	CORTLAND NY
Township / Civil Division	HOMER
Census Block Group	1
Census Block	1040
Census Tract	970202

Owner

Source: Cortland County and Homer Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2755 E RIVER RD, CORTLAND, NY 13045-9781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jul 31, 2018	Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2018 · Amount on Record
Deed Sale	Jul 31, 2018 · Amount on Record
Prior Sale	Dec 5, 2013 · Amount on Record
Deed Document Number	20184333
Prior Transfer Date	Apr 7, 2009
Prior Transfer Doc	0020092959
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORTLAND NY
Property Address	2755 E RIVER RD, CORTLAND, NY 13045-9781
Document Number	0000000944
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	AMROCK INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2755 E RIVER RD CORTLAND NY 130459781, CORTLAND, NY 13045-9781

Mortgage

Document Number	0000000944
Date	Mar 6, 2020
Instrument	944

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 5, 2045

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORTLAND NY
Recording Date	Jul 31, 2018
Property Address	2755 E RIVER RD, CORTLAND, NY 13045-9781
Document Number	0000004333
Instrument Date	Jul 30, 2018
Instrument	4333
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 E CORTLAND ST GROTON NY 130731111, GROTON, NY 13073-1111

Mortgage

Document Number	4334
Date	Jul 31, 2018
Instrument	4334

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2048

Tax Assessment & Valuation

Source: Cortland County and Homer Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Cortland County
County Subdivision	Homer Town
Unified School District	Homer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,023.00 (+119.44%)
2025	$2,289.00 (-4.35%)	$125,000 (-) Land $14,500 Building $110,500	$186,567 (+2.99%) Land $21,642 Building $164,925
2023	$2,393.00	$125,000 Land $14,500 Building $110,500	$181,159 Land $21,014 Building $160,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: Point Broadband.

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