2546 E River Rd, Cortland, NY 13045 Property Records

Cortland County and Homer Town property record for 2546 E River Rd, Cortland, NY 13045 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,100 sqft · built 1951
Lot Size0.397 acres (17,294 sqft)
OwnerIndividual Name on File
Last Sale$139,000 (Aug 2020)
Tax Bill$2,289 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN113089 68.00-03-07.000

Property Details

APN / Parcel Number

Primary APN113089 68.00-03-07.000
Alternative APN
  • 308906800000030070000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,100 sqft Living Area
1st Floor Area1,100 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area17,294 sqft (0.397 acres)
Lot Dimensions150 ft deep x 116 ft wide
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area48 sqft
Shed1 Shed
Shed Area88 sqft
Canopy49 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2546 E RIVER RD
CityCORTLAND
StateNY
Zip13045-9750
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block3
Legal Lot Number7.000
JurisdictionCORTLAND NY
Township / Civil DivisionHOMER
Census Block Group1
Census Block1057
Census Tract970202

Owner

Source: Cortland County and Homer Town records · APN 113089 68.00-03-07.000

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2546 E RIVER RD, CORTLAND, NY 13045-9750
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 18, 2020 · Amount on Record
Deed SaleAug 18, 2020 · Amount on Record
Prior SaleJun 30, 2003 · Amount on Record
Deed Document Number20203698
Record UpdatedJun 08, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateAug 18, 2020
Property Address2546 E RIVER RD, CORTLAND, NY 13045-9750
Document Number0000003698
Instrument DateAug 13, 2020
Instrument3698
Transaction TypeTransfer
Record UpdatedSep 03, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$556.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6720 JO DEL RD HOMER NY 130779746, HOMER, NY 13077-9746

Mortgage

Document Number3699
DateAug 18, 2020
Instrument3699
Lender
NamePARAGON HM LNS
TypeFunding / Finance Company
AddressLIVERPOOL, NY 13088
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 17, 2050

Tax Assessment & Valuation

Source: Cortland County and Homer Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionHomer Town
Unified School DistrictHomer Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,289.00 (-4.35%)$125,000 (-) Land $11,300 Building $113,700$186,567 (+2.99%) Land $16,866 Building $169,701
2023$2,393.00$125,000 Land $11,300 Building $113,700$181,159 Land $16,377 Building $164,782

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360239702021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 50
VerizonFiber980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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