269 Sunset Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 269 Sunset Dr, Islamorada, FL 33036

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 5,428 sqft · built 2001
Lot Size0.514 acres (22,400 sqft)
OwnerIndividual Name on Record
Tax Bill$16,683 (2025)
Deeds & MortgagesMar 2022 Reverse Mortgage
Aug 2020 Loan Modification
+ 1 more
Flood ZoneZone VE (high risk)
APN00389630-000000

Property Details

APN / Parcel Number

Primary APN00389630-000000
Alternative APNs
  • 20643600389630000000
  • 1478016

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories3 Stories
Building Area5,428 sqft Living Area
Gross Area6,136 sqft
1st Floor Area3,893 sqft
Basement Area1,524 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2005
Exterior MaterialOther
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialTile
Lot Area22,400 sqft (0.514 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area708 sqft

Exterior Amenities

PorchSlab
Porch Area1,895 sqft
Deck Area972 sqft
Patio Area60 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1478016
Street Address269 SUNSET DR
CityISLAMORADA
StateFL
Zip33036-4229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLOWER MATECUMBE BEACH PB3-34 LOWER MATECUMBE KEY S 1/2 LOT 42 & ALL LOT 43 BLK 3 & FILL BAY BTM (.21AC) OR603-452 OR753-833Q/C OR761-472 OR766-902 OR857-2056/57E OR787-754 OR1109-1043/45(II DEED 28258) OR1149-23/24 OR1579-738/40 OR1664-749 OR2124-802
Legal Range36E
Legal Township64S
Legal Section20
Legal SubdivisionLOWER MATECUMBE BEACH
Legal Block3
Legal Lot Number42,43
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1027
Census Tract970900

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address269 SUNSET DR, ISLAMORADA, FL 33036-4229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2022Deed of Trust, Mortgage · Reverse Mortgage
FINANCE OF AMERICA REVERSE LLC
Aug 3, 2020Loan Modification, Mortgage
MARR STUART D TRUST (PT)
Aug 19, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2020
Deed SaleAug 19, 2020
Prior SaleSep 1, 1990
Deed Document Number20202278006
Deed Book / Page3038 / 1741
Prior Transfer DateMar 26, 2020
Prior Transfer Doc0030381741
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address269 SUNSET DR, ISLAMORADA, FL 33036-4229
Transaction TypeMortgage
Record UpdatedApr 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031631673
DateMar 25, 2022
Book Page3163/1673
Instrument2367752
Lender
NameFINANCE OF AMERICA REVERSE LLC
TypeReverse Mortgage Lender
AddressTULSA, OK 74133
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term867 Months
DueJun 7, 2094
Interest
Rate TypeFixed Rate

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address269 SUNSET DR, ISLAMORADA, FL 33036-4229
Document Number0030381743
Instrument DateAug 3, 2020
Transaction TypeMortgage
Record UpdatedOct 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address269 SUNSET DR ISLAMORADA FL 330364229, ISLAMORADA, FL 33036-4229

Mortgage

Document Number0030381743
DateAug 19, 2020
Book Page003038/001743
Instrument2278007
Lender
NameMARR STUART D TRUST (PT)
AddressPO BOX 370872, KEY LARGO, FL 33037-0872
Agreement
AmountAmount Recorded
Term12 Months
DueAug 18, 2021

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateAug 19, 2020
Property Address269 SUNSET DR, ISLAMORADA, FL 33036-4229
Document Number0030381741
Book / Page003038 / 001741
Instrument DateMar 26, 2020
Instrument2278006
Transaction TypeTransfer
Record UpdatedOct 1, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address269 SUNSET DR ISLAMORADA FL 330364229, ISLAMORADA, FL 33036-4229

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,683.00 (+3.42%) Homeowner's exemption$1,794,473 (+5.99%)$2,924,197 (+4.01%) Land $2,001,555 Building $922,642
2024$16,132.00 (+0.68%)
2023$16,023.00 (+1.91%) Homeowner's exemption$1,693,107 (+3%)$2,811,356 (+4.08%) Land $1,905,123 Building $906,233
2022$15,723.00 Homeowner's exemption$1,643,794$2,701,180 Land $1,832,211 Building $868,969

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 493 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies650 units insured
incl. 157 condo units
Nearby Flood Claims553 (1981–2020)
Claims Outside the SFHA2 of 553
Most Recent ClaimNov 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 250 claims
  • Hurricane Wilma, Oct 2005 · 78 claims
  • Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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