257 Sunset Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 257 Sunset Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,114 sqft · built 1976
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$1,650,000 (Oct 2020)
Tax Bill	$17,198 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`00390110-000000`

Property Details

APN / Parcel Number

Primary APN	`00390110-000000`
Alternative APNs	`20643600390110000000` `1478482`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,114 sqft Living Area
1st Floor Area	1,674 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Geodesic/Dome
Roof Material	Concrete
Lot Area	7,500 sqft (0.172 acres)
View / Lot	Waterfront

Exterior Amenities

Porch	Open Porch
Porch Area	795 sqft
Deck Area	1,460 sqft
Patio Area	2,106 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1478482
Street Address	257 SUNSET DR
City	ISLAMORADA
State	FL
Zip	33036-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	LOWER MATECUMBE BEACH LOWER MATECMBE KEY PB3-34 PT LOT 42 BLK 4 OR527-1000 OR2120-1528 OR2334-2043 OR2334-2044 OR3053-0121
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	LOWER MATECUMBE BEACH
Legal Block	4
Legal Lot Number	42
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1019
Census Tract	970900

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 13422, SCOTTSDALE, AZ 85267-3422
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2020 · Amount on Record
Deed Sale	Oct 27, 2020 · Amount on Record
Prior Sale	Dec 5, 2007 · Amount on Record
Deed Document Number	20202288184
Deed Book / Page	3053 / 121
Prior Transfer Date	Nov 29, 2007
Prior Transfer Doc	0023342043
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 27, 2020
Property Address	257 SUNSET DR, ISLAMORADA, FL 33036-4229
Document Number	0030530121
Book / Page	3053 / 121
Map Reference	MB 3 PG 34
Instrument Date	Oct 22, 2020
Instrument	2288184
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 182, ISLAMORADA, FL 33036-0182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 13422, SCOTTSDALE, AZ 85267-3422

Mortgage

Document Number	0003053123
Date	Oct 27, 2020
Instrument	3053/123

Lender

Name	EQUITABLE HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,933,584 (+8.61%) Land $1,499,888 Building $433,696	$1,933,584 (+8.61%) Land $1,499,888 Building $433,696
2024	$17,198.00 (+4.53%)
2023	$16,453.00 (+5.96%)	$1,780,362 (+2.92%) Land $1,427,625 Building $352,737	$1,780,362 (+2.92%) Land $1,427,625 Building $352,737
2022	$15,527.00	$1,729,850 Land $1,372,988 Building $356,862	$1,729,850 Land $1,372,988 Building $356,862

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20