262 Sunset Dr, Islamorada, FL 33036 Property Records

Monroe County property record for 262 Sunset Dr, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,176 sqft · built 1995
Lot Size	0.208 acres (9,100 sqft)
Owner	Individual Name on Record
Last Sale	$1,600,000 (Jun 2013)
Tax Bill	$13,945 (2024)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone VE (high risk)
APN	`00389620-000000`

Property Details

APN / Parcel Number

Primary APN	`00389620-000000`
Alternative APNs	`20643600389620000000` `1478008`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,176 sqft Living Area
1st Floor Area	2,835 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	9,100 sqft (0.208 acres)
Garage Type	Mixed
Garage Area	1,215 sqft
Carport	Carport
Carport Area	578 sqft

Exterior Amenities

Pool Area	312 sqft
Porch	Open Porch
Porch Area	1,687 sqft
Deck Area	500 sqft
Patio Area	1,778 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1478008
Old Parcel Number	20643600389620000000
Street Address	262 SUNSET DR
City	ISLAMORADA
State	FL
Zip	33036-4228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 3 LT 41 AND NWLY 1/2 LT 42 LOWER MATECUMBE BEACH PB3-34 LOWER MATECUMBE KEY OR528-358 OR773-1667 OR1149-23/24 OR532-738
Legal Range	36E
Legal Township	64S
Legal Section	20
Legal Subdivision	LOWER MATECUMBE BEACH
Legal Block	3
Legal Lot Number	41-42
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1019
Census Tract	970900

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	262 SUNSET DR, ISLAMORADA, FL 33036-4228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2013 · Amount on Record
Deed Sale	Jun 20, 2013 · Amount on Record
Prior Sale	Jun 17, 2005 · Amount on Record
Deed Document Number	1937982
Deed Book / Page	2634 / 2311
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	262 SUNSET DR, ISLAMORADA, FL 33036-4228
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 SUNSET DR, ISLAMORADA, FL 33036-4228

Mortgage

Document Number	0031390919
Date	Nov 23, 2021
Book Page	3139/919
Instrument	2349954

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,600,107 (+5.99%)	$2,712,178 (+1.51%) Land $1,559,219 Building $1,152,959
2024	$13,945.00 (+0.72%)
2023	$13,846.00 (+1.97%) Homeowner's exemption	$1,509,721 (+3%)	$2,671,783 (+2.14%) Land $1,579,233 Building $1,092,550
2022	$13,579.00 Homeowner's exemption	$1,465,749	$2,615,917 Land $1,518,793 Building $1,097,124

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 493 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	650 units insured incl. 157 condo units
Nearby Flood Claims	553 (1981–2020)
Claims Outside the SFHA	2 of 553
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 250 claims Hurricane Wilma, Oct 2005 · 78 claims Hurricane Georges, Sep 1998 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20