Monroe County property record for 253 Sunset Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,266 sqft · built 1963 |
| Lot Size | 0.193 acres (8,425 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $280,000 (Jun 1992) |
| Tax Bill | $10,203 (2024) |
| Deeds & Mortgages | Nov 2019 Reverse Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 00390100-000000 |
| Primary APN | 00390100-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 3 Stories |
| Building Area | 2,266 sqft Living Area |
| 1st Floor Area | 2,266 sqft |
| Attic | Attic |
| Attic Area | 644 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Reinforced Concrete |
| Roof Material | Metal |
| Lot Area | 8,425 sqft (0.193 acres) |
| Garage Type | Carport |
| Garage Area | 644 sqft |
| Carport | Carport |
| Carport Area | 644 sqft |
| Porch | Open Porch |
| Porch Area | 1,334 sqft |
| Patio Area | 1,820 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1478474 |
|---|---|
| Street Address | 253 SUNSET DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 4 LOT 41 & PT LOT 42 LOWER MATECUMBE BEACH PB3-34 LOWER MATECUMBE KEY OR100-62 OR424-296 OR432-491 OR757-1978 OR869-432 OR978-1805 OR1162-2255 OR1215-1405 OR1218-1930 OR3285-446 OR3285-0441 OR3285-444 |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | LOWER MATECUMBE BEACH |
| Legal Block | 4 |
| Legal Lot Number | 41,42 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 970900 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 253 SUNSET DR, ISLAMORADA, FL 33036-4229 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 1992 · Amount on Record |
| Deed Sale | Jun 1, 1992 · Amount on Record |
| Prior Sale | Apr 1, 1978 · Amount on Record |
| Deed Book / Page | 1218 / 1930 |
| Last Transfer Date | Jul 1, 2024 |
| Transfer Doc | 0032850441 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 253 SUNSET DR, ISLAMORADA, FL 33036-4229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029930335 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 2993/0335 |
| Instrument | 2243358 |
| Name | ONE REVERSE MORTGAGE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | SAN DIEGO, CA 92121 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,106,772 (+5.99%) | $1,910,503 (+5.09%) Land $1,541,480 Building $369,023 | |
| 2024 | $10,203.00 (+0.69%) | ||
| 2023 | $10,133.00 (+1.88%) Homeowner's exemption | $1,044,254 (+3%) | $1,817,921 (+3.17%) Land $1,467,214 Building $350,707 |
| 2022 | $9,946.00 Homeowner's exemption | $1,013,839 | $1,762,081 Land $1,411,061 Building $351,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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