Monroe County property record for 245 Sunset Dr, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,618 sqft · built 1963 |
| Lot Size | 0.31 acres (13,498 sqft) |
| Owner | Company Name on Record |
| Last Sale | $253,500 (Mar 1986) |
| Tax Bill | $18,346 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 00390080-000000 |
| Primary APN | 00390080-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,618 sqft Living Area |
| 1st Floor Area | 1,618 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plywood |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 13,498 sqft (0.31 acres) |
| View / Lot | Waterfront |
| Garage Type | Covered |
| Garage Area | 403 sqft |
| Porch | Slab |
| Porch Area | 936 sqft |
| Patio Area | 468 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1478458 |
|---|---|
| Street Address | 245 SUNSET DR |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-4229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Description | BK 4 LT 39 LOWER MATECUMBE BEACH LOWER MATECMBE KEY PB3-34 AND ADJ BAY BTM OR276-459(II DEED 23300) OR433-163/64 OR493-798/99 OR833-2331/32 OR915-1530/31 OR968-19/20 OR1769-247/49 OR1769-250D/C OR2605-173/74 OR2684-1976/77C |
| Legal Range | 36E |
| Legal Township | 64S |
| Legal Section | 20 |
| Legal Subdivision | LOWER MATECUMBE BEACH |
| Legal Block | 4 |
| Legal Lot Number | 39 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 970900 |
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 14801 SW 33RD ST, DAVIE, FL 33331-2700 |
| Owner Type | Company |
| Vesting | Trust, Personal Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 1986 · Amount on Record |
| Deed Sale | Mar 1, 1986 · Amount on Record |
| Prior Sale | Jun 1, 1984 |
| Deed Book / Page | 968 / 19 |
| Last Transfer Date | Dec 13, 2012 |
| Transfer Doc | 0026050173 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,346.00 (+7.08%) | $1,996,088 (+5.63%) Land $1,694,308 Building $301,780 | $1,996,088 (+5.63%) Land $1,694,308 Building $301,780 |
| 2024 | $17,133.00 (+4.74%) | ||
| 2023 | $16,357.00 (+6.17%) | $1,889,750 (+3.19%) Land $1,612,679 Building $277,071 | $1,889,750 (+3.19%) Land $1,612,679 Building $277,071 |
| 2022 | $15,406.00 | $1,831,360 Land $1,550,959 Building $280,401 | $1,831,360 Land $1,550,959 Building $280,401 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 493 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 650 units insured incl. 157 condo units |
| Nearby Flood Claims | 553 (1981–2020) |
| Claims Outside the SFHA | 2 of 553 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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