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269 Ruby Lake Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 269 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2010
Square Footage1,932 sqft Living Area
Lot Size10,624 sqft (0.244 acres)
GarageAttached, 441 sqft
Last Sale$450,000 (2023)
Tax Bill$6,373.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-29-07-855608-001820
Alternative APNs
  • 072927855608001820
  • 72927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,932 sqft Living Area
Gross Area2,373 sqft Gross Area
1st Floor1,932 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2010
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area10,624 sqft (0.244 acres)
Lot Width125 ft Width
Garage TypeAttached Garage
Garage Area441 sqft Garage
Pool Area288 sqft Pool
Porch Area254 sqft Porch

Location & Zoning

Street Address269 RUBY LAKE LN
CityWINTER HAVEN
StateFL
Zip33884-3267
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE SIX PB112 PG 49-50 LOT 182
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionRUBY LAKE PHASE 6
Legal Phase6
Legal Tract855608
Legal Block1
Legal Lot Number182
JurisdictionPOLK FL
Minor Civil DivisionLAKE WALES
Census Blockgroup1
Census Block1037
Census Tract14401

Owner

Source: Polk County records · APN 27-29-07-855608-001820

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5397 KILBOURNE DR, CLEVELAND, OH 44124-3744
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
May 15, 2023Warranty Deed, Transfer
SMART TITLE II LLC
Apr 20, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 15, 2023 · Amount on Record
Deed SaleMay 15, 2023 · Amount on Record
Prior SaleApr 20, 2022 · Amount on Record
Deed Doc Number2023112944
Deed Book / Page12691 / 755
Record RefreshedSep 20, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMay 15, 2023
Property Address269 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0000112944
Book / Page12691 / 755
Map ReferenceMB 112 PG 49
Instrument DateMay 09, 2023
Instrument2023112944
Transaction TypeTransfer
Record UpdatedMay 26, 2023
Title CompanySMART TITLE II LLC

Transaction

AmountAmount Recorded
Tax$3,150.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address900 LAKEFRONT CMNS, NEWPORT NEWS, VA 23606-3467

Transferred To (Grantee/Buyer)

NameVerified Name
Address5397 KILBOURNE DR, LYNDHURST, OH 44124-3744

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 20, 2022
Property Address269 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0000107086
Book / Page12217 / 531
Map ReferenceMB 112 PG 49
Instrument DateApr 19, 2022
Instrument2022107086
Transaction TypeTransfer
Record UpdatedAug 02, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,800.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1305 PADDOCK LOOP, 1305, WASHINGTON COURT HOUSE, OH 43160-8501

Transferred To (Grantee/Buyer)

NameVerified Name
Address269 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267

Mortgage

Document Number0012217533
DateApr 20, 2022
Instrument12217/533
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,373.00 (+27.79%)$340,878 (+11.07%) Land $76,000 Building $264,878$340,878 (+4.78%) Land $76,000 Building $264,878
2023$4,987.00 (+97.5%)$306,892 (+74.89%)$325,336 (+20.34%) Land $74,000 Building $251,336
2022$2,525.00$175,473$270,341 Land $62,000 Building $208,341

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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