Polk County property record for 265 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,803 sqft Living Area |
| Lot Size | 10,624 sqft (0.244 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $100 (2017) |
| Tax Bill | $3,314.00 (2025) |
| Primary APN | 27-29-07-855608-001840 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,803 sqft Living Area |
| Gross Area | 3,493 sqft Gross Area |
| 1st Floor | 2,163 sqft 1st Floor |
| Upper Floors | 640 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Blocks Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 10,624 sqft (0.244 acres) |
| Lot Width | 125 ft Width |
| Garage Type | Attached Garage |
| Garage Area | 690 sqft Garage |
| Porch Area | 272 sqft Porch |
| Street Address | 265 RUBY LAKE LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3267 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUBY LAKE PHASE SIX PB112 PG 49-50 LOT 184 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | RUBY LAKE PHASE 6 |
| Legal Phase | 6 |
| Legal Tract | 855608 |
| Legal Block | 1 |
| Legal Lot Number | 184 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKE WALES |
| Census Blockgroup | 1 |
| Census Block | 1037 |
| Census Tract | 14401 |
Source: Polk County records · APN 27-29-07-855608-001840
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 265 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIBANK |
| May 23, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 2017 · Amount on Record |
| Deed Sale | May 01, 2017 · Amount on Record |
| Prior Sale | Jun 18, 2004 · Amount on Record |
| Deed Book / Page | 10154 / 226 |
| Prior Transfer Date | Jun 15, 2012 |
| Prior Transfer Doc | 0000114038 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 265 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Document Number | 0101981596 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Address | 265 RUBY LAKE LN WINTER HAVEN FL 338843267, WINTER HAVEN, FL 33884-3267 |
| Document Number | 0101981596 |
|---|---|
| Date | Jul 10, 2017 |
| Book Page | 010198/001596 |
| Instrument | 129830 |
| Name | CITIBANK |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | O'FALION, MO 63368-2240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 09, 2037 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 23, 2017 |
| Property Address | 265 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Document Number | 0101540226 |
| Book / Page | 010154 / 000226 |
| Instrument Date | May 15, 2017 |
| Instrument | 97761 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 265 RUBY LAKE LN WINTER HAVEN FL 338843267, WINTER HAVEN, FL 33884-3267 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,314.00 (+6.12%) Homeowner's exemption | $220,692 (+5.99%) | $379,499 (+0.88%) Land $76,000 Building $303,499 |
| 2023 | $3,123.00 (+2.97%) Homeowner's exemption | $208,225 (+3%) | $376,204 (+19.36%) Land $74,000 Building $302,204 |
| 2022 | $3,033.00 Homeowner's exemption | $202,160 | $315,183 Land $62,000 Building $253,183 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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