Polk County property record for 267 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,211 sqft · built 2002 |
| Lot Size | 0.244 acres (10,624 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Nov 2018) |
| Tax Bill | $4,189 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-29-07-855608-001830 |
| Primary APN | 27-29-07-855608-001830 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,211 sqft Living Area |
| Gross Area | 2,751 sqft |
| 1st Floor Area | 2,211 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,624 sqft (0.244 acres) |
| Lot Width | 125 ft Width |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Pool Area | 392 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 393 sqft |
| Street Address | 267 RUBY LAKE LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUBY LAKE PHASE SIX PB112 PG 49-50 LOT 183 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | RUBY LAKE PHASE 6 |
| Legal Phase | 6 |
| Legal Tract | 855608 |
| Legal Block | 1 |
| Legal Lot Number | 183 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 14401 |
Source: Polk County records · APN 27-29-07-855608-001830
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 267 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TIGER LNS INC |
| Nov 05, 2018 | Warranty Deed, Transfer · Conventional Mortgage OBSIDIAN FIN'L SVCS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2018 · Amount on Record |
| Deed Sale | Nov 05, 2018 · Amount on Record |
| Prior Sale | Oct 12, 2016 · Amount on Record |
| Deed Document Number | 2018231957 |
| Deed Book / Page | 10661 / 1569 |
| Prior Transfer Date | Jun 28, 2013 |
| Prior Transfer Doc | 0000128785 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 267 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Document Number | 0109801858 |
| Instrument Date | Sep 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 267 RUBY LAKE LN WINTER HAVEN FL 338843267, WINTER HAVEN, FL 33884-3267 |
| Document Number | 0109801858 |
|---|---|
| Date | Sep 20, 2019 |
| Book Page | 010980/001858 |
| Instrument | 200130 |
| Name | TIGER LNS INC |
|---|---|
| Address | IRVINE, CA 92620 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 19, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 05, 2018 |
| Property Address | 267 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267 |
| Document Number | 0106611569 |
| Book / Page | 010661 / 001569 |
| Instrument Date | Oct 31, 2018 |
| Instrument | 231957 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | REAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 267 RUBY LAKE LN WINTER HAVEN FL 338843267, WINTER HAVEN, FL 33884-3267 |
| Document Number | 106611570 |
|---|---|
| Date | Nov 05, 2018 |
| Book Page | 010661/001570 |
| Instrument | 231958 |
| Name | OBSIDIAN FIN'L SVCS INC |
|---|---|
| Address | MELHOURNE, FL 32935 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 04, 2048 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,189.00 (+5.84%) Homeowner's exemption | $267,516 (+5.99%) | $349,320 (+1.56%) Land $76,000 Building $273,320 |
| 2023 | $3,958.00 (+2.83%) Homeowner's exemption | $252,405 (+3%) | $343,953 (+14.89%) Land $74,000 Building $269,953 |
| 2022 | $3,849.00 Homeowner's exemption | $245,053 | $299,371 Land $62,000 Building $237,371 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures