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267 Ruby Lake Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 267 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,211 sqft · built 2002
Lot Size0.244 acres (10,624 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Nov 2018)
Tax Bill$4,189 (2025)
Deeds & MortgagesSep 2019 Mortgage
Nov 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-29-07-855608-001830

Property Details

APN / Parcel Number

Primary APN27-29-07-855608-001830
Alternative APNs
  • 072927855608001830
  • 72927000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,211 sqft Living Area
Gross Area2,751 sqft
1st Floor Area2,211 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area10,624 sqft (0.244 acres)
Lot Width125 ft Width
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area540 sqft
Pool Area392 sqft
PorchUnfinished Open Porch
Porch Area393 sqft

Location & Zoning

Street Address267 RUBY LAKE LN
CityWINTER HAVEN
StateFL
Zip33884-3267
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE SIX PB112 PG 49-50 LOT 183
Legal Range27E
Legal Township29S
Legal Section07
Legal SubdivisionRUBY LAKE PHASE 6
Legal Phase6
Legal Tract855608
Legal Block1
Legal Lot Number183
JurisdictionPOLK FL
Township / Civil DivisionLAKE WALES
Census Block Group1
Census Block1037
Census Tract14401

Owner

Source: Polk County records · APN 27-29-07-855608-001830

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address267 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2019Deed of Trust, Mortgage · Conventional Mortgage
TIGER LNS INC
Nov 05, 2018Warranty Deed, Transfer · Conventional Mortgage
OBSIDIAN FIN'L SVCS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 05, 2018 · Amount on Record
Deed SaleNov 05, 2018 · Amount on Record
Prior SaleOct 12, 2016 · Amount on Record
Deed Document Number2018231957
Deed Book / Page10661 / 1569
Prior Transfer DateJun 28, 2013
Prior Transfer Doc0000128785
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address267 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0109801858
Instrument DateSep 10, 2019
Transaction TypeMortgage
Record UpdatedOct 04, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address267 RUBY LAKE LN WINTER HAVEN FL 338843267, WINTER HAVEN, FL 33884-3267

Mortgage

Document Number0109801858
DateSep 20, 2019
Book Page010980/001858
Instrument200130
Lender
NameTIGER LNS INC
AddressIRVINE, CA 92620
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 19, 2049

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateNov 05, 2018
Property Address267 RUBY LAKE LN, WINTER HAVEN, FL 33884-3267
Document Number0106611569
Book / Page010661 / 001569
Instrument DateOct 31, 2018
Instrument231957
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyREAL ESTATE TITLE SERVICES LLC, REAL ESTATE TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address267 RUBY LAKE LN WINTER HAVEN FL 338843267, WINTER HAVEN, FL 33884-3267

Mortgage

Document Number106611570
DateNov 05, 2018
Book Page010661/001570
Instrument231958
Lender
NameOBSIDIAN FIN'L SVCS INC
AddressMELHOURNE, FL 32935
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 04, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,189.00 (+5.84%) Homeowner's exemption$267,516 (+5.99%)$349,320 (+1.56%) Land $76,000 Building $273,320
2023$3,958.00 (+2.83%) Homeowner's exemption$252,405 (+3%)$343,953 (+14.89%) Land $74,000 Building $269,953
2022$3,849.00 Homeowner's exemption$245,053$299,371 Land $62,000 Building $237,371

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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