Polk County property record for 268 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,677 sqft Living Area |
| Lot Size | 20,129 sqft (0.462 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $710,000 (2023) |
| Tax Bill | $9,438.00 (2025) |
| Primary APN | 27-29-07-856604-001040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,677 sqft Living Area |
| Gross Area | 3,467 sqft Gross Area |
| 1st Floor | 2,677 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 20,129 sqft (0.462 acres) |
| Depth X Width | 195 ft x 95 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 558 sqft Garage |
| Pool Area | 288 sqft Pool |
| Porch Area | 356 sqft Porch |
| Boat Access | Boat Access |
| Street Address | 268 RUBY LAKE LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3266 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 104 |
| Legal Range | 27E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | RUBY LAKE PHASE FOUR |
| Legal Phase | 4 |
| Legal Tract | 856604 |
| Legal Block | 1 |
| Legal Lot Number | 104 |
| Jurisdiction | POLK FL |
| Minor Civil Division | LAKE WALES |
| Census Blockgroup | 1 |
| Census Block | 1035 |
| Census Tract | 14401 |
Source: Polk County records · APN 27-29-07-856604-001040
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 268 RUBY LAKE LN, WINTER HAVEN, FL 33884-3266 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 09, 2023 | Warranty Deed, Transfer HOMELIGHT SETTLEMENT LLC |
| Sep 25, 2020 | Deed of Trust, Mortgage · Line of Credit DRAKE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 09, 2023 · Amount on Record |
| Deed Sale | Jun 09, 2023 · Amount on Record |
| Prior Sale | Oct 21, 2011 · Amount on Record |
| Deed Doc Number | 2023135240 |
| Deed Book / Page | 12722 / 2254 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 09, 2023 |
| Property Address | 268 RUBY LAKE LN, WINTER HAVEN, FL 33884-3266 |
| Document Number | 0000135240 |
| Book / Page | 12722 / 2254 |
| Map Reference | MB 108 PG 21-23 |
| Instrument Date | Jun 06, 2023 |
| Instrument | 2023135240 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2023 |
| Title Company | HOMELIGHT SETTLEMENT LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,970.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 850 BURKE CT, MAPLEWOOD, MN 55109-2551 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 268 RUBY LAKE LN, WINTER HAVEN, FL 33884-3266 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 268 RUBY LAKE LN, WINTER HAVEN, FL 33884-3266 |
| Document Number | 0113981120 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 268 RUBY LAKE LN WINTER HAVEN FL 338843266, WINTER HAVEN, FL 33884-3266 |
| Document Number | 0113981120 |
|---|---|
| Date | Oct 02, 2020 |
| Book Page | 011398/001120 |
| Instrument | 207038 |
| Name | DRAKE BK |
|---|---|
| Type | Bank |
| Address | 60 PLATO BLVD E # 100, ST PAUL, MN 55107-1828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 216 Months |
| Due | Oct 01, 2038 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,438.00 (+5.22%) | $548,246 (+8.9%) Land $175,000 Building $373,246 | $548,246 (+8.9%) Land $175,000 Building $373,246 |
| 2023 | $8,970.00 (+11.53%) | $503,451 (+18.13%) Land $170,000 Building $333,451 | $503,451 (+18.13%) Land $170,000 Building $333,451 |
| 2022 | $8,043.00 | $426,195 Land $140,000 Building $286,195 | $426,195 Land $140,000 Building $286,195 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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