266 Ruby Lake Ln, Winter Haven, FL 33884 Property Records

Polk County property record for 266 Ruby Lake Ln, Winter Haven, FL 33884 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage2,358 sqft Living Area
Lot Size20,120 sqft (0.461 acres)
Garage858 sqft
OccupancyOwner Occupied
Last Sale$400,000 (2016)

Property Details

APN / Parcel Number

Primary APN72927000
Alternative APNs
  • 272907856604001030
  • 072927856604001030

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,358 sqft Living Area
Gross Area3,532 sqft Gross Area
1st Floor2,358 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2000
Architectural StyleOther Style
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeConcrete Foundation
Roof ConstructionHip Roof Construction
Roof MaterialShingle Roof
Lot Area20,120 sqft (0.461 acres)
Depth X Width188 ft x 95 ft Depth x Width
Garage Area858 sqft Garage
PorchOpen Porch
Porch Area316 sqft Porch
Boat AccessBoat Access

Location & Zoning

Account Number72927000
Old Parcel Number072927856604001030
Street Address266 RUBY LAKE LN
CityWINTER HAVEN
StateFL
Zip33884-3266
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRUBY LAKE PHASE FOUR PB 108 PGS 21 THRU 23 LOT 103
Legal Range27
Legal Township29
Legal Section07
Legal SubdivisionRUBY LAKE PHASE FOUR
Legal Phase4
Legal Tract856604
Legal Lot Number103
JurisdictionPOLK FL
Minor Civil DivisionLAKE WALES
Census Blockgroup1
Census Block1035
Census Tract14401

Owner

Source: Polk County records · APN 72927000

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address266 RUBY LAKE LN, WINTER HAVEN, FL 33884-3266
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2016 · Amount on Record
Deed SaleMay 10, 2016 · Amount on Record
Prior SaleMay 10, 2016 · Amount on Record
Deed Doc Number0098171641
Deed Book / Page009817 / 001641
Last Transfer DateMar 09, 2021
Transfer Doc0000060229
Record RefreshedJun 08, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateMar 09, 2021
Property Address266 RUBY LAKE LN, WINTER HAVEN, FL 33884-3266
Document Number0000060229
Book / Page11614 / 1636
Map ReferenceMB 108 PG 21-23
Instrument DateMar 01, 2021
Instrument2021060229
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyMCT TITLE SERVICES LLC, CITY TITLE SERVICES LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address266 RUBY LAKE LN, WINTER HAVEN, FL 33884-3266

Mortgage

Document Number0116141637
DateMar 09, 2021
Instrument11614/1637
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption$407,867 (+5.99%)$523,534 (+5.5%) Land $175,000 Building $348,534
2023Homeowner's exemption$384,827$496,228 Land $170,000 Building $326,228

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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