2688 River Bluff Dr, Spring Valley, OH 45370 Property Records

Greene County property record for 2688 River Bluff Dr, Spring Valley, OH 45370

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,038 sqft · built 1998
Lot Size1.44 acres (62,944 sqft)
OwnerIndividual Name on Record
Last Sale$58,900 (Mar 1997)
Tax Bill$13,517 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNL32-0002-0024.0-0148.00

Property Details

APN / Parcel Number

Primary APNL32-0002-0024.0-0148.00

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,038 sqft Living Area
1st Floor Area2,208 sqft
Basement Area2,696 sqft
Finished Basement2,696 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area62,944 sqft (1.44 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2688 RIVER BLUFF DR
CitySPRING VALLEY
StateOH
Zip45370-8702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER HIGHLANDS LOT 4 1.445AC 2688 RIVER BLUFF DR
Legal SubdivisionRIVER HIGHLANDS
Legal Lot Number4
JurisdictionGREENE OH
Township / Civil DivisionSUGARCREEK
Census Block Group2
Census Block2011
Census Tract220102

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2688 RIVER BLUFF DR, SPRING VALLEY, OH 45370-8702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2021Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE AFFINITY LLC
Feb 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 24, 1997 · Amount on Record
Deed SaleMar 24, 1997 · Amount on Record
Last Transfer DateJul 23, 2021
Transfer Doc0000019344
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGREENE OH
Recording DateAug 6, 2021
Property Address2688 RIVER BLUFF DR, SPRING VALLEY, OH 45370-8702
Document Number2021019344
Map ReferenceCAB 30 PG 208B
Instrument DateJul 23, 2021
Instrument2021019344
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2688 RIVER BLUFF DR, SPRING VALLEY, OH 45370-8702

Mortgage

Document Number0000019346
DateAug 6, 2021
Instrument2021019346
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Property Address2688 RIVER BLUFF DR, SPRING VALLEY, OH 45370-8702
Transaction TypeMortgage
Record UpdatedMar 19, 2021
Title CompanySUPERIOR TITLE AND ESCROW LLC, SUPERIOR TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021004480
DateFeb 24, 2021
Instrument2021004480
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGreene County
County SubdivisionSugarcreek Township
Unified School DistrictBellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,517.00 (+1.34%)$241,650 (-) Land $27,440 Building $214,210
2024$13,338.00 (-0.36%)$241,650 (-) Land $27,440 Building $214,210
2023$13,386.00 (+25.55%)$241,650 (+23.56%) Land $27,440 Building $214,210$690,450 (+23.55%) Land $78,410 Building $612,040
2022$10,662.00$195,580 Land $27,440 Building $168,140
2020$558,820 Land $78,410 Building $480,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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