2654 River Bluff Dr, Spring Valley, OH 45370 Property Records

Greene County property record for 2654 River Bluff Dr, Spring Valley, OH 45370

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,842 sqft · built 2005
Lot Size2.85 acres (124,451 sqft)
OwnerIndividual Name on Record
Last Sale$429,900 (Aug 2013)
Tax Bill$15,997 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNL322024150

Property Details

APN / Parcel Number

Primary APNL322024150
Alternative APN
  • L32-0002-0024.0-0150.00

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area4,842 sqft Living Area
1st Floor Area2,261 sqft
Basement Area1,209 sqft
Finished Basement1,209 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Lot Area124,451 sqft (2.85 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address2654 RIVER BLUFF DR
CitySPRING VALLEY
StateOH
Zip45370-8702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVER HIGHLANDS LOT 6 2.857AC 2654 RIVER BLUFF DR
Legal SubdivisionRIVER HIGHLANDS
Legal Lot Number6
JurisdictionGREENE OH
Township / Civil DivisionSUGARCREEK
Census Block Group2
Census Block2011
Census Tract220102

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2654 RIVER BLUFF DR, SPRING VALLEY, OH 45370-8702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Line of Credit
UNION SAVINGS BANK
Jul 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNION SAVINGS BANK
Mar 17, 2017Deed of Trust, Mortgage · Line of Credit
UNION SVGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2013 · Amount on Record
Deed SaleAug 9, 2013 · Amount on Record
Prior SaleOct 28, 1997 · Amount on Record
Deed Document Number201317693
Deed Book / Page3429 / 244
Prior Transfer DateOct 8, 2004
Prior Transfer Doc0023260550
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Property Address2654 RIVER BLUFF DR, SPRING VALLEY, OH 45370-8702
Transaction TypeMortgage
Record UpdatedSep 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2654 RIVER BLUFF DR, SPRING VALLEY, OH 45370-8702

Mortgage

Document Number2021020111
DateAug 16, 2021
Instrument2021020111
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 3, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Property Address2654 RIVER BLUFF DR, SPRING VALLEY, OH 45370-8702
Transaction TypeMortgage
Record UpdatedAug 18, 2021
Title CompanyLANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021018291
DateJul 27, 2021
Instrument2021018291
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 1, 2041

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGREENE OH
Property Address2654 RIVER BLUFF DR, SPRING VALLEY, OH 45370-8702
Document Number0000005594
Instrument DateMar 17, 2017
Transaction TypeMortgage
Record UpdatedNov 1, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2654 RIVER BLUFF DR SPRING VALLEY OH 453708702, SPRING VALLEY, OH 45370-8702

Mortgage

Document Number0000005594
DateApr 10, 2017
Instrument5594
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 9, 2027
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyGreene County
County SubdivisionSugarcreek Township
Unified School DistrictBellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,997.00 (+1.34%)$285,920 (-) Land $34,560 Building $251,360
2024$15,786.00 (-0.36%)$285,920 (-) Land $34,560 Building $251,360
2023$15,843.00 (+2.08%)$285,920 (+23.64%) Land $34,560 Building $251,360$816,900 (+23.63%) Land $98,740 Building $718,160
2022$15,520.00$231,260 Land $34,560 Building $196,700
2020$660,750 Land $98,740 Building $562,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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