2688 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2688 Gemstone Cir, Pace, FL 32571 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage2,215 sqft Heated Area
Lot Size21,693 sqft (0.498 acres)
OccupancyOwner Occupied
Last Sale$459,900 (2022)
Tax Bill$4,543.00 (2024)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00L00-0320

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2688 GEMSTONE CIR, PACE, FL 32571-6874
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 03, 2022Warranty Deed, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Dec 27, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
VETERANS UNITED HM LNS
Jun 01, 2018Grant Deed, Subdivision Related Transfer · Veterans Administration Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 03, 2022 · Amount on Record
Deed SaleMay 03, 2022 · Amount on Record
Prior SaleJun 01, 2018 · Amount on Record
Deed Doc Number202226741
Deed Book / Page4279 / 49
Record RefreshedJun 08, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 03, 2022
Property Address2688 GEMSTONE CIR, PACE, FL 32571-6874
Document Number0042790049
Book / Page4279 / 49
Map ReferenceMB 12 PG 29-30
Instrument DateApr 20, 2022
Instrument202226741
Transaction TypeTransfer
Record UpdatedJun 06, 2022
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,219.30
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2688 GEMSTONE CIR, 2688, PACE, FL 32571-6874

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2688 GEMSTONE CIR, PACE, FL 32571-6874

Mortgage

Document Number0000427950
DateMay 03, 2022
Instrument4279/50
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2052

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2688 GEMSTONE CIR, PACE, FL 32571-6874
Document Number0039051133
Instrument DateDec 27, 2019
Transaction TypeMortgage
Record UpdatedMar 05, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2688 GEMSTONE CIR PACE FL 325716874, PACE, FL 32571-6874

Mortgage

Document Number0039051133
DateJan 02, 2020
Book Page003905/001133
Instrument94
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

June 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateJun 01, 2018
Property Address2688 GEMSTONE CIR, PACE, FL 32571-6874
Document Number0037331801
Book / Page003733 / 001801
Instrument DateMay 25, 2018
Instrument22625
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 03, 2018
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,023.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2688 GEMSTONE CIR PACE FL 325716874, PACE, FL 32571-6874

Mortgage

Document Number37331806
DateJun 01, 2018
Book Page003733/001806
Instrument22628
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 31, 2048

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$4,543.00 (-2.87%)$370,177 (+3.63%) Land $80,000 Building $290,177$370,177 (+3.63%) Land $80,000 Building $290,177
2023$4,677.00 (+92.55%) Homeowner's exemption$357,208 (+59.89%) Land $70,000 Building $287,208$357,208 (+8.28%) Land $70,000 Building $287,208
2022$2,429.00 Homeowner's exemption$223,408$329,882 Land $48,000 Building $281,882

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00L00-0320

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,215 sqft Heated Area
Gross Area3,067 sqft Gross Area
1st Floor2,699 sqft 1st Floor
Stories1 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeMasonry Foundation
Roof MaterialShingle Roof
Lot Area21,693 sqft (0.498 acres)
Depth X Width1,750 ft x 1,240 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area484 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area1 sqft Shed
PorchOpen Porch
Porch Area368 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number232N30007700L000320
Street Address2688 GEMSTONE CIR
CityPACE
StateFL
Zip32571-6874
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 4-A LOT 32 BLK L AS DES IN OR 4279 PG 49
Legal Range30W
Legal Township02N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal Phase4
Legal BlockL
Legal Lot Number32
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1027
Census Tract10302

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