1. Home
  2. Florida
  3. Santa Rosa County
  4. Pace
  5. Gemstone Cir

2689 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2689 Gemstone Cir, Pace, FL 32571 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms4 Baths
Year BuiltBuilt 2018
Square Footage4,498 sqft Heated Area
Lot Size22,041 sqft (0.505 acres)
OccupancyOwner Occupied
Last Sale$860,000 (2023)
Tax Bill$7,848.00 (2024)

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00J00-0420

Interior

Bedrooms6 Beds
Full Baths4 Baths
Building Area4,498 sqft Heated Area
Gross Area5,312 sqft Gross Area
1st Floor4,982 sqft 1st Floor
Upper Floors2,034 sqft Upper Floors
Stories2 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area22,041 sqft (0.505 acres)
Depth X Width1,750 ft x 1,260 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area484 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area1 sqft Shed
PorchOpen Porch
Porch Area330 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number232N30007700J000420
Street Address2689 GEMSTONE CIR
CityPACE
StateFL
Zip32571-6875
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 4-A LOT 42 BLK J AS DES IN OR 4375 PG 714
Legal Range30W
Legal Township02N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal Phase4
Legal BlockJ
Legal Lot Number42
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1026
Census Tract10302

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00J00-0420

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2689 GEMSTONE CIR, PACE, FL 32571-6875
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
SWBC MORTGAGE CORP
Apr 08, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
UNITED FAITH MTG
Mar 12, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 15, 2023 · Amount on Record
Deed SaleMar 15, 2023 · Amount on Record
Prior SaleMar 12, 2018 · Amount on Record
Deed Doc Number202310724
Deed Book / Page4375 / 714
Record RefreshedJun 08, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 15, 2023
Property Address2689 GEMSTONE CIR, PACE, FL 32571-6875
Document Number0043750714
Book / Page4375 / 714
Map ReferenceMB 12 PG 29&30
Instrument DateMar 10, 2023
Instrument202310724
Transaction TypeTransfer
Record UpdatedApr 18, 2023
Title CompanyOMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TTL AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$6,020.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address435 APPLE CT, EATON, CO 80615-8222

Transferred To (Grantee/Buyer)

NameVerified Name
Address2689 GEMSTONE CIR, PACE, FL 32571-6875

Mortgage

Document Number0004375716
DateMar 15, 2023
Instrument4375/716
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2053
Interest
Rate TypeAdjustable Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2689 GEMSTONE CIR, PACE, FL 32571-6875
Document Number0039320069
Instrument DateApr 08, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2689 GEMSTONE CIR PACE FL 325716875, PACE, FL 32571-6875

Mortgage

Document Number0039320069
DateApr 22, 2020
Book Page003932/000069
Instrument19022
Lender
NameUNITED FAITH MTG
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueApr 21, 2050

March 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 12, 2018
Property Address2689 GEMSTONE CIR, PACE, FL 32571-6875
Document Number0037081336
Book / Page3708 / 1336
Map ReferenceMB12 PG29&30
Instrument DateMar 07, 2018
Instrument201809380
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 14, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,743.30
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address2689 GERMSTONE CIR, PACE, FL 32571-6875

Mortgage

Document Number0201809381
DateMar 12, 2018
Instrument201809381
Lender
NameUNITED MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$7,848.00 (+66.02%)$636,145 (+58.8%) Land $80,000 Building $556,145$636,145 (+8.7%) Land $80,000 Building $556,145
2023$4,727.00 (+2.4%) Homeowner's exemption$400,599 (+3%)$585,235 (+4.93%) Land $70,000 Building $515,235
2022$4,616.00 Homeowner's exemption$388,931$557,746 Land $48,000 Building $509,746

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Gemstone Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures