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2659 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2659 Gemstone Cir, Pace, FL 32571 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2017
Square Footage2,980 sqft Living Area
Lot Size22,041 sqft (0.506 acres)
OccupancyOwner Occupied
Last Sale$584,000 (2022)
Tax Bill$5,902.00 (2024)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00J00-0450

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2659 GEMSTONE CIR, PACE, FL 32571-6875
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jul 26, 2022Intrafamily Transfer, Transfer
NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC
Feb 07, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Apr 30, 2021Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Dec 19, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 07, 2022 · Amount on Record
Deed SaleFeb 07, 2022 · Amount on Record
Prior SaleDec 19, 2017 · Amount on Record
Deed Doc Number20227132
Deed Book / Page4242 / 1693
Last Transfer DateJun 29, 2022
Transfer Doc0000043622
Record RefreshedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2659 GEMSTONE CIR, PACE, FL 32571-6875
Transaction TypeMortgage
Record UpdatedNov 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2659 GEMSTONE CIR, MILTON, FL 32571-6875

Mortgage

Document Number0044410627
DateOct 09, 2023
Book Page4441/627
Instrument202345739
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term341 Months
DueMar 01, 2052

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateJul 26, 2022
Property Address2659 GEMSTONE CIR, PACE, FL 32571-6875
Document Number0043090624
Book / Page4309 / 624
Map ReferenceMB 11 PG 41
Instrument DateJun 29, 2022
Instrument202243622
Transaction TypeTransfer
Record UpdatedAug 24, 2022
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5988 AUGUSTINE DR, 5988, PACE, FL 32571-7635

Transferred To (Grantee/Buyer)

NameVerified Name
Address5988 AUGUSTINE DR, PACE, FL 32571-7635
InvestorPossibly a Property Investor

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 07, 2022
Property Address2659 GEMSTONE CIR, PACE, FL 32571-6875
Document Number0042421693
Book / Page4242 / 1693
Map ReferenceMB 12 PG 29&30
Instrument DateFeb 03, 2022
Instrument202207132
Transaction TypeTransfer
Record UpdatedApr 01, 2022
Title CompanyPENSACOLA TITLE CO LLC, PENSACOLA HERITAGE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,088.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8511 MYSLAK WAY UNIT 3212, 8511, BELLVIEW, FL 32526-7897

Transferred To (Grantee/Buyer)

NameVerified Name
Address2659 GEMSTONE CIR, PACE, FL 32571-6875

Mortgage

Document Number0042421695
DateFeb 07, 2022
Instrument4242/1695
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateApr 30, 2021
Property Address2659 GEMSTONE CIR, PACE, FL 32571-6875
Document Number0041111618
Book / Page4111 / 1618
Map ReferenceMB 12 PG 29-30
Instrument DateOct 16, 2020
Instrument202128831
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2659 GEMSTONE CIR, 2659, PACE, FL 32571-6875

Transferred To (Grantee/Buyer)

NameVerified Name
Address2659 GEMSTONE CIR, PACE, FL 32571-6875

December 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 19, 2017
Property Address2659 GEMSTONE CIR, PACE, FL 32571-6875
Document Number0036871569
Book / Page3687 / 1569
Map ReferenceMB12 PG29-30
Instrument DateDec 15, 2017
Instrument201752050
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 14, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,299.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

NameVerified Name
Address2659 GEMSTONE CIR, MILTON, FL 32571-6875

Mortgage

Document Number0201752051
DateDec 19, 2017
Instrument201752051
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2033

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$475,394 (-0.6%) Land $80,000 Building $395,394$475,394 (-0.6%) Land $80,000 Building $395,394
2024$5,902.00 (-3.04%)$478,260 (+2.89%) Land $80,000 Building $398,260$478,260 (+2.89%) Land $80,000 Building $398,260
2023$6,087.00 (+74.21%) Homeowner's exemption$464,845 (+52.9%) Land $70,000 Building $394,845$464,845 (+7.37%) Land $70,000 Building $394,845
2022$3,494.00 Homeowner's exemption$304,014$432,932 Land $48,000 Building $384,932

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 909 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-2N-30-0077-00J00-0450
Alternative APN
  • N30223007700J000450

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area2,980 sqft Living Area
Gross Area4,111 sqft Gross Area
1st Floor2,980 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area22,041 sqft (0.506 acres)
Depth X Width175 ft x 126 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area777 sqft Garage
Porch Area354 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address2659 GEMSTONE CIR
CityPACE
StateFL
Zip32571-6875
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionASHLEY PLANTATION PHASE 4-A LOT 45 BLK J AS DES IN OR 4242 PG 1693
Legal Range30W
Legal Township2N
Legal Section23
Legal SubdivisionASHLEY PLANTATION
Legal BlockJ
Legal Lot Number45
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1026
Census Tract10302

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