2708 Gemstone Cir, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 2708 Gemstone Cir, Pace, FL 32571 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2020
Square Footage	2,353 sqft Heated Area
Lot Size	21,693 sqft (0.498 acres)
Occupancy	Owner Occupied
Last Sale	$490,000 (2025)
Tax Bill	$3,275.00 (2024)

Owner

Source: Santa Rosa County records · APN 23-2N-30-0077-00L00-0300

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2708 GEMSTONE CIR, MILTON, FL 32571-6876
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2025 · Amount on Record
Deed Sale	Apr 01, 2025 · Amount on Record
Prior Sale	Feb 27, 2020 · Amount on Record
Deed Doc Number	202513907
Deed Book / Page	4600 / 1507
Record Refreshed	Jun 08, 2026

February 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 27, 2020
Property Address	2708 GEMSTONE CIR, PACE, FL 32571-6876
Document Number	0039230157
Book / Page	3923 / 157
Map Reference	NB 12 PG 75&76
Instrument Date	Feb 27, 2020
Instrument	202009434
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,204.30
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, 25366, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 GEMSTONE CIR, PACE, FL 32571-6876

Mortgage

Document Number	0039230159
Date	Feb 27, 2020
Instrument	3923/0159

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,275.00 (+0.74%) Homeowner's exemption	$296,524 (+3%)	$383,812 (+3.54%) Land $80,000 Building $303,812
2023	$3,251.00 (+2.52%) Homeowner's exemption	$287,887 (+3%)	$370,676 (+6.33%) Land $70,000 Building $300,676
2022	$3,171.00 Homeowner's exemption	$279,502	$348,608 Land $48,000 Building $300,608

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 22% of Florida
Wildfire Likelihood	About 1 in 909 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`23-2N-30-0077-00L00-0300`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,353 sqft Heated Area
Gross Area	3,100 sqft Gross Area
1st Floor	2,773 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Laminate Plank Flooring
Interior Structure	Custom/Decorative Interior Structure

Exterior

Year Built	Built 2020
Exterior Material	Brick Exterior
Construction Type	Wood Construction
Foundation Type	Masonry Foundation
Roof Material	Shingle Roof
Lot Area	21,693 sqft (0.498 acres)
Depth X Width	1,750 ft x 1,240 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	420 sqft Garage
Porch	Open Porch
Porch Area	327 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	232N30007700L000300
Street Address	2708 GEMSTONE CIR
City	PACE
State	FL
Zip	32571-6876
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ASHLEY PLANTATION PHASE 4-B LOT 30 BLK L AS DES IN OR 3923 PG 157
Legal Range	30W
Legal Township	02N
Legal Section	23
Legal Subdivision	ASHLEY PLANTATION
Legal Phase	4
Legal Block	L
Legal Lot Number	30
Jurisdiction	SANTA ROSA FL
Minor Civil Division	PACE
Census Blockgroup	1
Census Block	1027
Census Tract	10302