Santa Rosa County property record for 2698 Gemstone Cir, Pace, FL 32571 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 3,141 sqft Living Area |
| Lot Size | 21,214 sqft (0.487 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $373,475 (2020) |
| Tax Bill | $4,032.00 (2024) |
Source: Santa Rosa County records · APN 23-2N-30-0077-00L00-0310
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2698 GEMSTONE CIR, MILTON, FL 32571-6874 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 17, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 20, 2023 | Intrafamily Transfer, Transfer |
| Nov 03, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DHI MORTGAGE COMPANY LTD |
| Apr 20, 2020 | Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 20, 2020 · Amount on Record |
| Deed Sale | Apr 20, 2020 · Amount on Record |
| Prior Sale | Jun 25, 2018 · Amount on Record |
| Deed Doc Number | 202018481 |
| Deed Book / Page | 3940 / 1719 |
| Last Transfer Date | Oct 10, 2023 |
| Transfer Doc | 0044520580 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2698 GEMSTONE CIR, PACE, FL 32571-6874 |
| Transaction Type | Mortgage |
| Record Updated | Jan 01, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2698 GEMSTONE CIR, PACE, FL 32571-6874 |
| Document Number | 0041351174 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 4135/1174 |
| Instrument | 202141061 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MCALESTER, OK 74501 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 20, 2023 |
| Property Address | 2698 GEMSTONE CIR, PACE, FL 32571-6874 |
| Document Number | 0044520580 |
| Book / Page | 4452 / 580 |
| Map Reference | MB 12 PG 75&76 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 202351868 |
| Transaction Type | Transfer |
| Record Updated | Jan 01, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2698 GEMSTONE CIR, PACE, FL 32571-6874 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2698 GEMSTONE CIR, PACE, FL 32571-6874 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3565 FALLEN OAK LN, BUFORD, GA 30519-7734 |
| Document Number | 0040240547 |
|---|---|
| Date | Nov 03, 2020 |
| Book Page | 4024/547 |
| Instrument | 202058044 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | May 01, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Apr 20, 2020 |
| Property Address | 2698 GEMSTONE CIR, PACE, FL 32571-6874 |
| Document Number | 0039401719 |
| Book / Page | 3940 / 1719 |
| Map Reference | MB 12 PG 75&76 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 202018481 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 02, 2022 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,614.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2698 GEMSTONE CIR, PACE, FL 32571-6874 |
| Document Number | 0039401724 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 3940/1724 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $394,747 (+10.01%) | $483,746 (+3.35%) Land $80,000 Building $403,746 | |
| 2024 | $4,032.00 (-0.27%) Homeowner's exemption Disabled Person's exemption | $358,841 (+3%) | $468,088 (+3.09%) Land $80,000 Building $388,088 |
| 2023 | $4,043.00 (+2.43%) Homeowner's exemption | $348,389 (+3%) | $454,068 (+7.55%) Land $70,000 Building $384,068 |
| 2022 | $3,947.00 Homeowner's exemption | $338,242 | $422,212 Land $48,000 Building $374,212 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 52% of the US · above 22% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 909 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 23-2N-30-0077-00L00-0310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,141 sqft Living Area |
| Gross Area | 3,937 sqft Gross Area |
| 1st Floor | 3,141 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Wood Shingle Roof |
| Lot Area | 21,214 sqft (0.487 acres) |
| Depth X Width | 166 ft x 130 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 424 sqft Garage |
| Shed | 1 Shed |
| Shed Area | 1 sqft Shed |
| Porch Area | 372 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 2698 GEMSTONE CIR |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-6874 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ASHLEY PLANTATION PHASE 4-B LOT 31 BLK L AS DES IN OR 3940 PG 1719 & AS DES IN OR 4452 PG 580 |
| Legal Range | 30W |
| Legal Township | 2N |
| Legal Section | 23 |
| Legal Subdivision | ASHLEY PLANTATION |
| Legal Block | L |
| Legal Lot Number | 31 |
| Jurisdiction | SANTA ROSA FL |
| Minor Civil Division | PACE |
| Census Blockgroup | 1 |
| Census Block | 1027 |
| Census Tract | 10302 |
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