2674 Ray Ave, New Era, MI 49446 Property Records

Oceana County property record for 2674 Ray Ave, New Era, MI 49446

Property Summary

Property Type	Single Family Home
Lot Size	0.189 acres (8,254 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,417 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043-408-007-00`

Property Details

APN / Parcel Number

Primary APN	`043-408-007-00`

Exterior

Lot Area	8,254 sqft (0.189 acres)

Location & Zoning

Street Address	2674 RAY AVE
City	NEW ERA
State	MI
Zip	49446-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 8 VILLAGE OF NEW ERA SPLIT ON 07/25/2011 INTO 043-408-007-00-01, 043-408-007-00-02; COMBINED WITH 043-408-007-00-01 & 043-408-007-00-02 IN 2013; WD-L2012P17486 WD 2017/21250 RES-2025/4171 043-408-007-00 -01 1 L . WD856285 LOT 7 BLK 8 VILL
Legal Subdivision	VILLAGE OF NEW ERA
Legal Block	8
Legal Lot Number	7
Jurisdiction	OCEANA MI
Township / Civil Division	SHELBY
Census Block Group	4
Census Block	4049
Census Tract	10300

Owner

2674 Ray Ave is owned and occupied by two individuals who acquired it in October 2017.

Source: Oceana County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2674 RAY AVE, NEW ERA, MI 49446-9642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2017	Deed of Trust, Mortgage MICHIGAN STATE HOUSING DEVELOPMENT AUTHO
Oct 31, 2017	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017
Deed Sale	Oct 31, 2017
Deed Document Number	20176411
Deed Book / Page	2017 / 21250
Prior Transfer Date	Jul 11, 2011
Prior Transfer Doc	2011/012353
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	2674 RAY AVE, NEW ERA, MI 49446-9642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/024398
Date	Dec 18, 2017
Book Page	2017/024398
Instrument	201700007346

Lender

Name	MICHIGAN STATE HOUSING DEVELOPMENT AUTHO
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Amount	Amount on Record

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Oct 31, 2017
Property Address	2674 RAY AVE, NEW ERA, MI 49446-9642
Document Number	2017/021250
Book / Page	2017 / 021250
Instrument Date	Oct 30, 2017
Instrument	201700006411
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	OCEANA LAND TITLE AGENCY, OCEANA LAND TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2674 RAY AVE, 2674, NEW ERA, MI 49446-9642

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4247 N 180TH AVE, WALKERVILLE, MI 49459-9416
Investor	Possibly a Property Investor

Mortgage

Document Number	2017021251
Date	Oct 31, 2017
Instrument	2017/021251

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2674 Ray Ave was $1,417 with a homeowner's exemption.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Shelby Township
Municipality	New Era Village
Unified School District	Shelby Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,200 (+19.37%) Land $75,200	$150,400 (+19.37%) Land $150,400
2025	$1,417.00 Homeowner's exemption	$63,000 Land $63,000	$126,000 Land $126,000
2023		$57,200 Land $57,200	$114,400 (-) Land $114,400
2022	$1,037.00		$114,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2674 Ray Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2674 Ray Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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