2673 Ray Ave, New Era, MI 49446 Property Records

Oceana County property record for 2673 Ray Ave, New Era, MI 49446

Property Summary

Property Type	Single Family Home
Lot Size	0.102 acres (4,451 sqft)
Owner	2 Individual Names on File
Tax Bill	$942 (2025)
Deeds & Mortgages	Nov 2018 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043-404-002-00`

Property Details

APN / Parcel Number

Primary APN	`043-404-002-00`

Exterior

Lot Area	4,451 sqft (0.102 acres)

Location & Zoning

Street Address	2673 RAY AVE
City	NEW ERA
State	MI
Zip	49446-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MLC811714 WD-L2000P14396 W 41 FT LOT 2 BLK 4 VILLAGE OF NEW ERA
Legal Subdivision	VILLAGE OF NEW ERA
Legal Block	4
Legal Lot Number	2
Jurisdiction	OCEANA MI
Township / Civil Division	SHELBY
Census Block Group	4
Census Block	4048
Census Tract	10300

Owner

2673 Ray Ave is owned and occupied by two individuals.

Source: Oceana County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2673 RAY AVE, NEW ERA, MI 49446-9642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE SHELBY STATE BANK
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE SHELBY STATE BANK
Feb 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE SHELBY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	2673 RAY AVE, NEW ERA, MI 49446-9642
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/022793
Date	Nov 27, 2018
Book Page	2018/022793
Instrument	201800006653

Lender

Name	THE SHELBY STATE BANK
Type	Bank
Address	SHELBY, MI 49455

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	2673 RAY AVE, NEW ERA, MI 49446-9642
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/8173
Date	May 8, 2020
Book Page	2020/8173
Instrument	202000002553

Lender

Name	THE SHELBY STATE BANK
Type	Bank
Address	SHELBY, MI 49455

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	2673 RAY AVE, NEW ERA, MI 49446-9642
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/002755
Date	Feb 25, 2019
Book Page	2019/002755
Instrument	201900000858

Lender

Name	THE SHELBY STATE BANK
Type	Bank
Address	SHELBY, MI 49455

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2673 Ray Ave was $942 with a homeowner's exemption.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Shelby Township
Municipality	New Era Village
Unified School District	Shelby Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,600 (+18.1%) Land $64,600	$129,200 (+18.1%) Land $129,200
2025	$942.00 Homeowner's exemption	$54,700 Land $54,700	$109,400 Land $109,400
2023		$49,600 Land $49,600	$99,200 (-) Land $99,200
2022	$690.00		$99,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2673 Ray Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2673 Ray Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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