1973 Ray Ave, New Era, MI 49446 Property Records

Oceana County property record for 1973 Ray Ave, New Era, MI 49446

Property Summary

Property Type	Single Family Home
Lot Size	0.506 acres (22,051 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Nov 2020)
Tax Bill	$4,397 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Apr 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`043-457-003-00`

Property Details

APN / Parcel Number

Primary APN	`043-457-003-00`

Exterior

Lot Area	22,051 sqft (0.506 acres)

Location & Zoning

Street Address	1973 RAY AVE
City	NEW ERA
State	MI
Zip	49446-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WD 2019/17653 N 1/2 OF LOTS 3, 4 & 5 & ENTIRE LOTS 9 & 10 BLOCK 7 PLESCHERS ADDN TO VILLAGE OF NEW ERA. DC 2019/6381
Legal Subdivision	PLESCHERS ADDN
Legal Block	7
Legal Lot Number	3-10
Jurisdiction	OCEANA MI
Township / Civil Division	SHELBY
Census Block Group	4
Census Block	4043
Census Tract	10300

Owner

Source: Oceana County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1504 N OCEANA DR, HART, MI 49420-9004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Warranty Deed, Transfer · Conventional Mortgage THE SHELBY STATE BANK
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Nov 4, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Oct 1, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Oct 1, 2019 · Amount on Record
Prior Transfer Date	Dec 30, 2005
Prior Transfer Doc	2013/014029
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Oct 24, 2022
Property Address	1973 RAY AVE, NEW ERA, MI 49446-9633
Document Number	2022/22083
Book / Page	2022 / 22083
Map Reference	LB 1 PG 86
Instrument Date	Oct 21, 2022
Instrument	202200006075
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	NOT AVAILABLE, OCEANA LAND TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1973 RAY AVE, 1973, NEW ERA, MI 49446-9633

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 N OCEANA DR, HART, MI 49420-8944
Investor	Possibly a Property Investor

Mortgage

Document Number	202200006076
Date	Oct 24, 2022
Instrument	202200006076

Lender

Name	THE SHELBY STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	1973 RAY AVE, NEW ERA, MI 49446-9633
Transaction Type	Mortgage
Record Updated	May 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/9790
Date	Apr 28, 2022
Book Page	2022/9790
Instrument	202200002854

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Nov 4, 2020
Property Address	1973 RAY AVE, NEW ERA, MI 49446-9633
Document Number	2020/24206
Book / Page	2020 / 24206
Instrument Date	Oct 5, 2020
Instrument	202000006341
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62332 TIMBER DR, ALLENDALE, MI 49401

Mortgage

Document Number	202000006339
Date	Nov 4, 2020
Instrument	202000006339

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Oct 1, 2019
Property Address	1973 RAY AVE, NEW ERA, MI 49446-9633
Document Number	2019/017653
Book / Page	2019 / 017653
Instrument Date	Sep 27, 2019
Instrument	201900005349
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Tax	$473.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7072 W LAKE DR, 7072, FREMONT, MI 49412-9106

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Living Trust
Address	4493 N 68TH AVE, HART, MI 49420-8407

Tax Assessment & Valuation

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Shelby Township
Municipality	New Era Village
Unified School District	Shelby Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,900 (+19.03%) Land $153,900	$307,800 (+19.03%) Land $307,800
2025	$4,397.00 (+21.7%) Homeowner's exemption	$129,300 (+8.2%) Land $129,300	$258,600 (+8.2%) Land $258,600
2024	$3,613.00 (+111.41%)
2023		$119,500 Land $119,500	$239,000 (-) Land $239,000
2022	$1,709.00		$239,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Truestream, Verizon.

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