267 Harmony Dr, Nebo, NC 28761 Property Records

McDowell County property record for 267 Harmony Dr, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,288 sqft · built 2008
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Tax Bill	$1,423 (2025)
Deeds & Mortgages	Feb 2025 Sale Oct 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1731-00-93-5545`

Property Details

APN / Parcel Number

Primary APN	`1731-00-93-5545`
Alternative APN	`51303`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asbestos
Lot Area	14,375 sqft (0.33 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	51303
Street Address	267 HARMONY DR
City	NEBO
State	NC
Zip	28761-4703
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	0.222 AC LT 18 PB 4 PG 369
Legal Subdivision	HARMONY ESTATES S/D
Legal Lot Number	18
Jurisdiction	MCDOWELL NC
Township / Civil Division	DYSARTSVILLE
Census Block Group	1
Census Block	1009
Census Tract	970904

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	267 HARMONY DR, NEBO, NC 28761-4703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2025	Warranty Deed, Transfer
Oct 22, 2024	Warranty Deed, Transfer
May 14, 2010	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2025
Deed Sale	Feb 18, 2025
Prior Sale	Oct 22, 2024 · Amount on Record
Deed Document Number	0001492298
Deed Book / Page	1492 / 298
Record Updated	Jun 8, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Feb 18, 2025
Property Address	267 HARMONY DR, NEBO, NC 28761-4703
Document Number	0014920298
Book / Page	1492 / 298
Map Reference	MB 4 PG 369
Instrument Date	Feb 11, 2025
Instrument	2025000679
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2115 CHESTER AVE, MORGANTON, NC 28655-7409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 FALLS ST APT D, D, MORGANTON, NC 28655-4320

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 22, 2024
Property Address	267 HARMONY DR, NEBO, NC 28761-4703
Document Number	0014820899
Book / Page	1482 / 899
Map Reference	MB 4 PG 369
Instrument Date	Oct 22, 2024
Instrument	2024004847
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$492.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2115 CHESTER AVE, MORGANTON, NC 28655-7409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 FALLS ST APT D, D, MORGANTON, NC 28655-4320

May 2010: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCDOWELL NC
Property Address	DEER PARK RD, NEBO, NC 28761
Document Number	0013160602
Instrument Date	May 14, 2010
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	267 HARMONY DR NEBO NC 287614703, NEBO, NC 28761-4703

Mortgage

Document Number	0013160602
Date	Jul 27, 2020
Book Page	001316/000602
Instrument	3597

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2050

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,423.00 (+0.64%)	$210,020 (-2.33%) Land $25,000 Building $185,020
2023	$1,414.00	$215,020 Land $30,000 Building $185,020	$210,020 Land $25,000 Building $185,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARMONY ESTATES S/D private · serves 100 people · EPA ID NC0156136
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Skyrunner, Verizon.

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