233 Harmony Dr, Nebo, NC 28761 Property Records

McDowell County property record for 233 Harmony Dr, Nebo, NC 28761 · Last verified October 2025

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,456 sqft · built 2006
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (May 2023)
Tax Bill	$693 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1731-00-93-8242`

Property Details

APN / Parcel Number

Primary APN	`1731-00-93-8242`
Alternative APNs	`75716` `79821`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	79821
Street Address	233 HARMONY DR
City	NEBO
State	NC
Zip	28761-4703
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	0.29 AC LT 15 HARMONY EST PB 4/369
Legal Subdivision	HARMONY EST
Legal Lot Number	15
Jurisdiction	MCDOWELL NC
Township / Civil Division	DYSARTSVILLE
Census Block Group	1
Census Block	1009
Census Tract	970904

Owner

Source: McDowell County records · APN 1731-00-93-8242

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	233 HARMONY DR, NEBO, NC 28761-4703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 03, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 25, 2023	Warranty Deed, Transfer · Conventional Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Aug 13, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Aug 13, 2021 · Amount on Record
Deed Document Number	0001436286
Deed Book / Page	1436 / 286
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	233 HARMONY DR, NEBO, NC 28761-4703
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 HARMONY DR, NEBO, NC 28761-4703

Mortgage

Document Number	0015300621
Date	Mar 03, 2026
Book Page	1530/621
Instrument	2026000981

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 01, 2041

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	May 25, 2023
Property Address	233 HARMONY DR, NEBO, NC 28761-4703
Document Number	0014360286
Book / Page	1436 / 286
Map Reference	MB 4 PG 369
Instrument Date	May 19, 2023
Instrument	2023002409
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 CALIFORNIA AVE APT 23, 23, MARION, NC 28752-9362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 HARMONY DR, NEBO, NC 28761-4703

Mortgage

Document Number	2023002410
Date	May 25, 2023
Instrument	2023002410

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Aug 13, 2021
Property Address	233 HARMONY DR, NEBO, NC 28761-4703
Document Number	0013650556
Book / Page	1365 / 556
Map Reference	MB 4 PG 369
Instrument Date	Aug 13, 2021
Instrument	2021005248
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	389 ZION HILL RD, MARION, NC 28752-6305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	233 HARMONY DR, NEBO, NC 28761-4703
Investor	Possibly a Property Investor

Mortgage

Document Number	2021005249
Date	Aug 13, 2021
Instrument	2021005249

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Sep 01, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$693.00 (+2.97%)	$102,330 (-) Land $10,000 Building $92,330
2023	$673.00	$102,330 Land $10,000 Building $92,330	$102,330 Land $10,000 Building $92,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Skyrunner. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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