309 Harmony Dr, Nebo, NC 28761 Property Records

McDowell County property record for 309 Harmony Dr, Nebo, NC 28761

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,456 sqft · built 2008
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$99,000 (Jul 2021)
Tax Bill	$850 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1731-00-93-5650`

Property Details

APN / Parcel Number

Primary APN	`1731-00-93-5650`
Alternative APN	`75604`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	75604
Street Address	309 HARMONY DR
City	NEBO
State	NC
Zip	28761-7726
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	0.238 AC LOT 20 HARMONY ESTATES PB 4 PG 369
Legal Subdivision	HARMONY EST
Legal Lot Number	20
Jurisdiction	MCDOWELL NC
Township / Civil Division	DYSARTSVILLE
Census Block Group	1
Census Block	1009
Census Tract	970904

Owner

309 Harmony Dr, a mobile home, is owned and occupied by an individual who bought it in July 2021.

Source: McDowell County records, as of September 29, 2025

Owner of Record	Individual Name on File
Mailing Address	309 HARMONY DR, NEBO, NC 28761-7726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2021 · Amount on File
Deed Sale	Jul 16, 2021 · Amount on File
Prior Sale	Nov 25, 2008 · Amount on File
Deed Document Number	0001361812
Deed Book / Page	1361 / 812
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 16, 2021
Property Address	309 HARMONY DR, NEBO, NC 28761-7726
Document Number	0013610812
Book / Page	1361 / 812
Map Reference	MB 4 PG 369
Instrument Date	Jul 14, 2021
Instrument	2021004580
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1507 WALT ARNEY RD, LENOIR, NC 28645-6353

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 HARMONY DR, NEBO, NC 28761-7726

Mortgage

Document Number	2021004581
Date	Jul 16, 2021
Instrument	2021004581

Lender

Name	CAROLINA FARM CREDIT ACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 309 Harmony Dr was $850.

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$850.00	$125,370 Land $25,000 Building $100,370
2023	$824.00	$125,370 Land $25,000 Building $100,370	$125,370 Land $25,000 Building $100,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Harmony Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Harmony Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARMONY ESTATES S/D private · serves 100 people · EPA ID NC0156136
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Skyrunner, Verizon.

Nearby Properties on Harmony Dr

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