248 Harmony Dr, Nebo, NC 28761 Property Records

McDowell County property record for 248 Harmony Dr, Nebo, NC 28761

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,400 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Jun 2023)
Tax Bill	$565 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1731-00-93-6377`

Property Details

APN / Parcel Number

Primary APN	`1731-00-93-6377`
Alternative APNs	`73198` `79991`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	10,019 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	79991
Street Address	248 HARMONY DR
City	NEBO
State	NC
Zip	28761-4703
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	0.23 ACT LT 37 HARMONY EST PB4/369
Legal Subdivision	HARMONY EST
Legal Lot Number	37
Jurisdiction	MCDOWELL NC
Township / Civil Division	DYSARTSVILLE
Census Block Group	1
Census Block	1009
Census Tract	970904

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	248 HARMONY DR, NEBO, NC 28761-4703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 30, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 16, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jun 20, 2019	Warranty Deed, Transfer · FHA Mortgage AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	0001440304
Deed Book / Page	1440 / 304
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	248 HARMONY DR, NEBO, NC 28761-4703
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014610867
Date	Mar 7, 2024
Book Page	1461/867
Instrument	2024001056

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jun 30, 2023
Property Address	248 HARMONY DR, NEBO, NC 28761-4703
Document Number	0014400304
Book / Page	1440 / 304
Map Reference	MB 4 PG 369
Instrument Date	Jun 20, 2023
Instrument	2023003057
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2322, MARION, NC 28752-2322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 HARMONY DR, NEBO, NC 28761-4703

Mortgage

Document Number	2023003058
Date	Jun 30, 2023
Instrument	2023003058

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Oct 16, 2020
Property Address	248 HARMONY DR, NEBO, NC 28761-4703
Document Number	0013260503
Book / Page	1326 / 503
Map Reference	MB 4 PG 369
Instrument Date	Oct 16, 2020
Instrument	2020005362
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 774, MARION, NC 28752-0774

Mortgage

Document Number	2020005364
Date	Oct 16, 2020
Instrument	2020005364

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jun 20, 2019
Property Address	248 HARMONY DR, NEBO, NC 28761-4703
Document Number	0012771002
Book / Page	1277 / 1002
Map Reference	MB 4 PG 369
Instrument Date	Jun 14, 2019
Instrument	2019002855
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 HARMONY DR, NEBO, NC 28761-4703

Mortgage

Document Number	2019002856
Date	Jun 20, 2019
Instrument	2019002856

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$565.00 (+24.18%)	$83,420 (+20.43%) Land $25,000 Building $58,420
2023	$455.00 (+50.66%)	$69,270 (+53.05%) Land $25,000 Building $44,270	$83,420 (+84.31%) Land $25,000 Building $58,420
2022	$302.00	$45,260 Land $17,500 Building $27,760	$45,260 Land $17,500 Building $27,760

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARMONY ESTATES S/D private · serves 100 people · EPA ID NC0156136
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Skyrunner, Verizon.

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