McDowell County property record for 230 Harmony Dr, Nebo, NC 28761
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,350 sqft · built 1996 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $73,000 (Aug 1998) |
| Tax Bill | $269 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1731-00-93-6262 |
| Primary APN | 1731-00-93-6262 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,350 sqft Heated Area |
| Gross Area | 1,546 sqft |
| 1st Floor Area | 1,350 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 27636 |
|---|---|
| Street Address | 230 HARMONY DR |
| City | NEBO |
| State | NC |
| Zip | 28761-4703 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | LOT 38 HARMONY ESTATES.24 AC |
| Legal Subdivision | HARMONY EST |
| Legal Lot Number | 38 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | DYSARTSVILLE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 970904 |
Source: McDowell County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 230 HARMONY DR, NEBO, NC 28761-4703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1998 · Amount on Record |
| Deed Sale | Aug 1, 1998 · Amount on Record |
| Deed Book / Page | 566 / 77 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 230 HARMONY DR, NEBO, NC 28761-4703 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Title Company | SIMPLE TITLE AND ESCROW, SILK TITLE AND ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 230 HARMONY DR, NEBO, NC 28761-4703 |
| Document Number | 0015090142 |
|---|---|
| Date | Jul 31, 2025 |
| Book Page | 1509/142 |
| Instrument | 2025003671 |
| Name | SOFI BANK NA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2055 |
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $269.00 (+3.07%) Veteran's exemption | $84,690 (-) Land $25,000 Building $59,690 | |
| 2023 | $261.00 | $84,690 Land $25,000 Building $59,690 | $84,690 Land $25,000 Building $59,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARMONY ESTATES S/D private · serves 100 people · EPA ID NC0156136 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Skyrunner, Verizon.
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