Campbell County property record for 266 Ridgepointe Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,896 sqft · built 2005 |
| Owner | Individual Name on Record |
| Last Sale | $311,000 (Nov 2019) |
| Tax Bill | $5,062 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-19-029.77 |
| Primary APN | 999-99-19-029.77 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Stories | 2 Stories |
| Building Area | 2,896 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Terrain | Combination |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999919029.77 |
|---|---|
| Street Address | 266 RIDGEPOINTE DR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-8716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLENRIDGE SUBD SEC 10 LOT 129 |
| Legal Subdivision | GLENRIDGE SUB |
| Legal Phase | 10 |
| Legal Lot Number | 129 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 53100 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 266 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US NATIONAL BANK |
| Nov 7, 2019 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2019 · Amount on Record |
| Deed Sale | Nov 7, 2019 · Amount on Record |
| Prior Sale | Aug 26, 2011 · Amount on Record |
| Deed Document Number | 5100167 |
| Deed Book / Page | D337 / 005 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 266 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 266 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Document Number | 0005151381 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | M1077/230 |
| Instrument | 5151381 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 266 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0005133740 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | M1047/877 |
| Instrument | 5133740 |
| Name | US NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Nov 7, 2019 |
| Property Address | 266 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Document Number | 0005100167 |
| Book / Page | D337 / 005 |
| Map Reference | CAB E SL 344-A |
| Instrument Date | Nov 4, 2019 |
| Instrument | 5100167 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $311.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10101 119TH WAY, SEMINOLE, FL 33772-2135 |
| Document Number | 0005100168 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 5100168 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,062.00 (+1%) | $417,700 (-) Land $50,000 Building $367,700 | $417,700 (-) Land $50,000 Building $367,700 |
| 2023 | $5,012.00 (+28.94%) | $417,700 (+34.31%) Land $50,000 Building $367,700 | $417,700 (+34.31%) Land $50,000 Building $367,700 |
| 2022 | $3,887.00 | $311,000 Land $31,500 Building $279,500 | $311,000 Land $31,500 Building $279,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 140 (1978–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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