Campbell County property record for 270 Ridgepointe Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 4,255 sqft · built 2005 |
| Lot Size | 0.29 acres (12,824 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $590,000 (Oct 2022) |
| Tax Bill | $7,150 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Mar 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-19-029.79 |
| Primary APN | 999-99-19-029.79 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,255 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 12,824 sqft (0.29 acres) |
| Lot Dimensions | 229 ft deep x 56 ft wide |
| Terrain | Combination |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 270 RIDGEPOINTE DR |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-8716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLENRIDGE SUBD SEC 11 LOT 127 |
| Legal Subdivision | GLENRIDGE SUB |
| Legal Phase | 11 |
| Legal Lot Number | 127 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 53100 |
Source: Campbell County assessment roll, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 270 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK |
| Mar 6, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Oct 4, 2022 | Warranty Deed, Transfer · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC |
| Jul 12, 2021 | Intrafamily Transfer, Transfer |
| Apr 29, 2019 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/NTHRN KY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 4, 2022 · Amount on Record |
| Deed Sale | Oct 4, 2022 · Amount on Record |
| Prior Sale | Jun 9, 2016 · Amount on Record |
| Deed Document Number | 20225160238 |
| Deed Book / Page | 356 / 556 |
| Prior Transfer Date | Jul 1, 2011 |
| Prior Transfer Doc | 0001900194 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 270 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005135702 |
|---|---|
| Date | Jul 12, 2021 |
| Book Page | M1051/39 |
| Instrument | 5135702 |
| Name | ARVEST BANK |
|---|---|
| Type | Bank |
| Address | LOWELL, AR 72745 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 270 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2023 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 270 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Document Number | 0005166125 |
|---|---|
| Date | Mar 6, 2023 |
| Book Page | M1098/390 |
| Instrument | 5166125 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Oct 4, 2022 |
| Property Address | 270 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Document Number | 0005160238 |
| Book / Page | D356 / 556 |
| Map Reference | CAB E SL 344-B |
| Instrument Date | Sep 26, 2022 |
| Instrument | 5160238 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 E 4TH ST, 101, NEWPORT, KY 41071-1871 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 270 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Document Number | 0005160240 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 5160240 |
| Name | NATIONWIDE MORTGAGE BANKERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Jul 12, 2021 |
| Property Address | 270 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Document Number | 0005135699 |
| Book / Page | D347 / 785 |
| Map Reference | CAB E SL 344-B |
| Instrument Date | Jun 25, 2021 |
| Instrument | 5135699 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 270 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 270 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Document Number | 0005092143 |
| Instrument Date | Apr 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 270 RIDGEPOINTE DR COLD SPRING KY 410768716, COLD SPRING, KY 41076-8716 |
| Document Number | 0005092143 |
|---|---|
| Date | Jun 3, 2019 |
| Book Page | 000977/000636 |
| Instrument | 5092143 |
| Name | FIFTH THIRD BK/NTHRN KY |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,150.00 (+0.99%) | $590,000 (-) Land $50,000 Building $540,000 | $590,000 (-) Land $50,000 Building $540,000 |
| 2023 | $7,080.00 (+3%) | $590,000 (+35.41%) Land $50,000 Building $540,000 | $590,000 (+35.41%) Land $50,000 Building $540,000 |
| 2022 | $5,446.00 | $435,725 Land $31,500 Building $404,225 | $435,725 Land $31,500 Building $404,225 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 140 (1978–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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