Campbell County property record for 264 Ridgepointe Dr, Cold Spring, KY 41076 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2004 |
| Square Footage | 3,184 sqft Living Area |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $379,500 (2019) |
| Tax Bill | $5,210.00 (2025) |
| Primary APN | 999-99-19-029.76 |
|---|
| Building Area | 3,184 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Combination Exterior |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Old Parcel Number | 9999919029.76 |
|---|---|
| Street Address | 264 RIDGEPOINTE DR |
| City | COLD SPRING |
| State | KY |
| Zip | 41076-8716 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GLENRIDGE SUBD SEC 10 LOT 130 |
| Legal Subdivision | GLENRIDGE SUB |
| Legal Phase | 10 |
| Legal Lot Number | 130 |
| Jurisdiction | CAMPBELL KY |
| Minor Civil Division | NEWPORT-FORT THOMAS |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 53100 |
Source: Campbell County records · APN 999-99-19-029.76
Assessment roll updated April 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 264 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 09, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Oct 03, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2019 · Amount on Record |
| Deed Sale | Oct 03, 2019 · Amount on Record |
| Prior Sale | Jul 02, 2019 · Amount on Record |
| Deed Doc Number | 5098342 |
| Deed Book / Page | D336 / 408 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 264 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005071906 |
|---|---|
| Date | Apr 09, 2018 |
| Book Page | M954/538 |
| Instrument | 5071906 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Oct 03, 2019 |
| Property Address | 264 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Document Number | 0005098342 |
| Book / Page | D336 / 408 |
| Map Reference | CAB E SL 344-A |
| Instrument Date | Aug 30, 2019 |
| Instrument | 5098342 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Title Company | COSMOPOLITAN TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $379.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 948 NAGEL RD, 948, NEWPORT, KY 41076 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 264 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Document Number | 0005098343 |
|---|---|
| Date | Oct 03, 2019 |
| Instrument | 5098343 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2049 |
Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,210.00 (+1.01%) | $429,900 (-) Land $50,000 Building $379,900 | $429,900 (-) Land $50,000 Building $379,900 |
| 2023 | $5,158.00 (+8.75%) | $429,900 (+13.28%) Land $50,000 Building $379,900 | $429,900 (+13.28%) Land $50,000 Building $379,900 |
| 2022 | $4,743.00 | $379,500 Land $31,500 Building $348,000 | $379,500 Land $31,500 Building $348,000 |
Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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