Campbell County property record for 268 Ridgepointe Dr, Cold Spring, KY 41076
| Property Type | Single Family Home |
|---|---|
| Details | 4,852 sqft · built 2004 |
| Lot Size | 0.37 acres (16,259 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $680,000 (May 2026) |
| Tax Bill | $5,151 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-19-029.78 |
| Primary APN | 999-99-19-029.78 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,852 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 16,259 sqft (0.37 acres) |
| Lot Dimensions | 229 ft deep x 71 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 268 RIDGEPOINTE DR |
|---|---|
| City | COLD SPRING |
| State | KY |
| Zip | 41076-8716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GLENRIDGE SUBD SEC 11 LOT 128 |
| Legal Subdivision | GLENRIDGE SUB |
| Legal Phase | 11 |
| Legal Lot Number | 128 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 53100 |
Source: Campbell County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1825 MOUNT VERNON DR, COVINGTON, KY 41011-3627 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| May 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| May 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Mar 21, 2011 · Amount on Record |
| Deed Document Number | 20266068141 |
| Deed Book / Page | 379 / 373 |
| Prior Transfer Date | Mar 14, 2011 |
| Prior Transfer Doc | 0001900134 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | May 27, 2026 |
| Property Address | 268 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Document Number | 0006068141 |
| Book / Page | 379 / 373 |
| Instrument Date | May 21, 2026 |
| Instrument | 20266068141 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | PROMINENCE TITLE, PROMINENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $68,680.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 1825 MOUNT VERNON DR, COVINGTON, KY 41011-3627 |
| Investor | Possibly a Property Investor |
| Document Number | 0006068145, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20266068145 |
| Name | GUARDIAN SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | May 27, 2026 |
| Property Address | 268 RIDGEPOINTE DR, COLD SPRING, KY 41076-8716 |
| Document Number | 0006068145 |
| Book / Page | 1165 / 715 |
| Instrument Date | May 21, 2026 |
| Instrument | 20266068145 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | PROMINENCE TITLE, PROMINENT TITLE |
| Name | Verified Name |
|---|---|
| Address | 1825 MOUNT VERNON DR, COVINGTON, KY 41011-3627 |
| Investor | Possibly a Property Investor |
| Document Number | 0006068145, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 1165/715 |
| Instrument | 20266068145 |
| Name | GUARDIAN SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Campbell County assessment roll, as of March 9, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Cold Spring City |
| Unified School District | Campbell County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,151.00 (+1%) | $425,000 (-) Land $50,000 Building $375,000 | $425,000 (-) Land $50,000 Building $375,000 |
| 2023 | $5,100.00 (+0.87%) | $425,000 (+5.07%) Land $50,000 Building $375,000 | $425,000 (+5.07%) Land $50,000 Building $375,000 |
| 2022 | $5,056.00 | $404,500 Land $31,500 Building $373,000 | $404,500 Land $31,500 Building $373,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 140 (1978–2018) |
| Most Recent Claim | Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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