261 Ridgepointe Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 261 Ridgepointe Dr, Cold Spring, KY 41076 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3,644 sqft · built 2005
OwnerIndividual Name on File
Tax Bill$5,817 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Oct 2020 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN999-99-19-029.70

Property Details

APN / Parcel Number

Primary APN999-99-19-029.70

Interior

Stories2 Stories
Building Area3,644 sqft Living Area

Exterior

Year BuiltBuilt 2005
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialComposition Shingle
TerrainCombination
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number9999919029.70
Street Address261 RIDGEPOINTE DR
CityCOLD SPRING
StateKY
Zip41076-8714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLENRIDGE SUBD SEC 10 LOT 119
Legal SubdivisionGLENRIDGE SUB
Legal Phase10
Legal Lot Number119
JurisdictionCAMPBELL KY
Township / Civil DivisionNEWPORT-FORT THOMAS
Census Block Group3
Census Block3000
Census Tract53100

Owner

Source: Campbell County records · APN 999-99-19-029.70

Assessment roll updated April 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address261 RIDGEPOINTE DR, COLD SPRING, KY 41076-8714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 02, 2018Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Oct 09, 2020Deed of Trust, Mortgage · Construction Mortgage
THE HUNTINGTON NATIONAL BANK
Aug 04, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2015
Deed SaleSep 30, 2015
Prior SaleSep 30, 2015
Deed Document Number0005027860
Deed Book / PageD316 / 421
Last Transfer DateAug 04, 2020
Transfer Doc0005114448
Record UpdatedJun 08, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address261 RIDGEPOINTE DR, COLD SPRING, KY 41076-8714
Transaction TypeMortgage
Record UpdatedAug 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005078232
DateAug 02, 2018
Book PageM961/091
Instrument5078232
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 13, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL KY
Property Address261 RIDGEPOINTE DR, COLD SPRING, KY 41076-8714
Transaction TypeMortgage
Record UpdatedAug 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address261 RIDGEPOINTE DR, COLD SPRING, KY 41076-8714

Mortgage

Document Number0005118676
DateOct 09, 2020
Book PageM1019/43
Instrument5118676
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term359 Months
DueSep 12, 2050

August 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCAMPBELL KY
Recording DateAug 04, 2020
Property Address261 RIDGEPOINTE DR, COLD SPRING, KY 41076-8714
Document Number0005114448
Book / PageD341 / 137
Map ReferenceCAB E SL 344-A
Instrument DateJul 14, 2020
Instrument5114448
Transaction TypeTransfer
Record UpdatedAug 09, 2022
Title CompanyEQUITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address261 RIDGEPOINTE DR, COLD SPRING, KY 41076-8714

Mortgage

Document Number0005114449
DateAug 04, 2020
Instrument5114449
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Campbell County records · Assessment roll updated April 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateKentucky
CountyCampbell County
MunicipalityCold Spring City
Unified School DistrictCampbell County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,817.00 (+0.99%)$480,000 (-) Land $50,000 Building $430,000$480,000 (-) Land $50,000 Building $430,000
2023$5,760.00 (+16.41%)$480,000 (+21.24%) Land $50,000 Building $430,000$480,000 (+21.24%) Land $50,000 Building $430,000
2022$4,948.00$395,900 Land $31,500 Building $364,400$395,900 Land $31,500 Building $364,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Campbell County (21037C), updated August 24, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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