266 Cawthon Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 266 Cawthon Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	1,782 sqft · built 1991
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Last Sale	$176,500 (Dec 2025)
Tax Bill	$183 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`021B 117`

Property Details

APN / Parcel Number

Primary APN	`021B 117`
Alternative APN	`506265`

Interior

Stories	1 Story
Building Area	1,782 sqft Gross Area
Flooring	Other

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Garage Area	432 sqft

Exterior Amenities

Porch	Slab
Porch Area	230 sqft
Deck Area	Deck Area
Patio Area	84 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	506265
Street Address	266 CAWTHON RD
City	TOCCOA
State	GA
Zip	30577-7276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TRACT 6 CAWTHON RD
Legal Subdivision	0200 - PRIMARY - SF
Legal Tract	6
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	2
Census Block	2030
Census Tract	970401

Owner

Source: Stephens County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	266 CAWTHON RD, TOCCOA, GA 30577-7276
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Limited Warranty Deed, Transfer NORTH GEORGIA CREDIT UNION
Jul 2, 2024	Warranty Deed, Transfer
Jul 2, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Prior Sale	Jul 2, 2024
Deed Document Number	20253697
Deed Book / Page	1431 / 366
Record Updated	Sep 20, 2026

December 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 2, 2025
Property Address	266 CAWTHON RD, TOCCOA, GA 30577-7276
Document Number	0014310366
Book / Page	1431 / 366
Instrument Date	Dec 1, 2025
Instrument	D2025-003697
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 CAWTHON RD, TOCCOA, GA 30577-7276

Mortgage

Document Number	2025003713
Date	Dec 2, 2025
Instrument	2025003713

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Amount	Amount on Record
Term	13 Months
Due	Jan 1, 2027

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 2, 2024
Property Address	266 CAWTHON RD, TOCCOA, GA 30577-7276
Document Number	0013720303
Book / Page	1372 / 303
Instrument Date	Jul 2, 2024
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 CAWTHON RD, TOCCOA, GA 30577-7276

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jul 2, 2024
Property Address	266 CAWTHON RD, TOCCOA, GA 30577-7276
Document Number	0013720305
Book / Page	1372 / 305
Instrument Date	Jul 2, 2024
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	266 CAWTHON RD, TOCCOA, GA 30577-7276

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$183.00	$6,702 (-45.52%) Land $3,828 Building $2,874	$16,755 (-45.52%) Land $9,569 Building $7,186
2023	Homeowner's exemption	$12,302 Land $3,828 Building $8,474	$30,754 Land $9,569 Building $21,185

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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