303 Cawthon Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 303 Cawthon Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,094 sqft · built 2004
Lot Size	4.78 acres (208,217 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Sep 2018)
Tax Bill	$5,280 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`021B 113A`

Property Details

APN / Parcel Number

Primary APN	`021B 113A`
Alternative APN	`506455`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,094 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	208,217 sqft (4.78 acres)
Garage Area	625 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	421 sqft
Deck Area	88 sqft
Patio Area	408 sqft
Lean-To	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	506455
Street Address	303 CAWTHON RD
City	TOCCOA
State	GA
Zip	30577-7280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CAWTHON RD
Legal Subdivision	GARY E DAVIS SURV
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	2
Census Block	2033
Census Tract	970401

Owner

303 Cawthon Rd is owned and occupied by an individual who bought it in September 2018.

Source: Stephens County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	303 CAWTHON RD, TOCCOA, GA 30577-7280
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST CMNTY MTG INC
Sep 20, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2018 · Amount on File
Deed Sale	Sep 20, 2018 · Amount on File
Prior Sale	Dec 30, 2005 · Amount on File
Deed Document Number	0001160357
Deed Book / Page	1160 / 357
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	303 CAWTHON RD, TOCCOA, GA 30577-7280
Document Number	0012170052
Instrument Date	Jun 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	SOUTHEAST CLOSING SERVICES, SOUTHEAST CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CAWTHON RD TOCCOA GA 305777280, TOCCOA, GA 30577-7280

Mortgage

Document Number	0012170052
Date	Jul 24, 2020
Book Page	001217/000052

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 20, 2018
Property Address	303 CAWTHON RD, TOCCOA, GA 30577-7280
Document Number	0011600357
Book / Page	1160 / 357
Instrument Date	Sep 20, 2018
Instrument	2018-001066
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 CAWTHON RD, TOCCOA, GA 30577-7280

Tax Assessment & Valuation

The 2025 property tax bill for 303 Cawthon Rd was $5,280.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,280.00	$192,362 Land $9,369 Building $182,993	$480,904 Land $23,422 Building $457,482
2023	$3,829.00 (+3.91%)	$128,640 (+3.92%) Land $9,369 Building $119,271	$321,600 (+3.92%) Land $23,422 Building $298,178
2022	$3,685.00	$123,789 Land $9,369 Building $114,420	$309,472 Land $23,422 Building $286,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 Cawthon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Cawthon Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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