113 Cawthon Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 113 Cawthon Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,877 sqft · built 1974
Lot Size	2.91 acres (126,760 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Jun 2013)
Tax Bill	$3,447 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Sep 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`021B 112`

Property Details

APN / Parcel Number

Primary APN	`021B 112`
Alternative APN	`506500`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,877 sqft Heated Area
Basement Area	575 sqft
Finished Basement	575 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1982
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	126,760 sqft (2.91 acres)
Terrain	Gentle Slope
Garage Area	528 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Porch
Porch Area	648 sqft
Deck Area	428 sqft
Patio Area	476 sqft
Utility Building	240 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	506500
Street Address	113 CAWTHON RD
City	TOCCOA
State	GA
Zip	30577-7281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CAWTHON RD SM AC
Legal Subdivision	0200 - PRIMARY - SF
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	2
Census Block	2033
Census Tract	970401

Owner

113 Cawthon Rd is owned and occupied by an individual who acquired it in July 2020.

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	113 CAWTHON RD, TOCCOA, GA 30577-7281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2020	Deed of Trust, Mortgage FIRST CMNTY MTG INC
Sep 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2013 · Amount on File
Deed Sale	Jun 18, 2013 · Amount on File
Prior Sale	Jan 4, 2008 · Amount on File
Deed Document Number	2013605
Deed Book / Page	1017 / 43
Last Transfer Date	Jul 28, 2020
Transfer Doc	0012230226
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	113 CAWTHON RD, TOCCOA, GA 30577-7281
Document Number	0012290460
Instrument Date	Nov 5, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 CAWTHON RD TOCCOA GA 305777281, TOCCOA, GA 30577-7281

Mortgage

Document Number	0012290460
Date	Nov 23, 2020
Book Page	001229/000460

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Term	360 Months
Due	Nov 22, 2050

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 22, 2020
Property Address	113 CAWTHON RD, TOCCOA, GA 30577-7281
Document Number	0012230226
Book / Page	001223 / 000226
Instrument Date	Jul 28, 2020
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 CAWTHON RD TOCCOA GA 305777281, TOCCOA, GA 30577-7281

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,447.00 (+45.26%)	$125,582 (+57.52%) Land $5,427 Building $120,155	$313,955 (+57.53%) Land $13,567 Building $300,388
2023	$2,373.00	$79,722 Land $5,427 Building $74,295	$199,304 Land $13,567 Building $185,737

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 113 Cawthon Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Cawthon Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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