75 Cawthon Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 75 Cawthon Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,175 sqft · built 1986
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Mar 2026)
Tax Bill	$1,606 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`021B 111`

Property Details

APN / Parcel Number

Primary APN	`021B 111`
Alternative APN	`507300`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,175 sqft Heated Area
Basement Area	1,175 sqft
Unfinished Basement	1,175 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Terrain	Gentle Slope
Deck Area	100 sqft
Patio Area	100 sqft
Canopy	440 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating Fuel	Gas

Location & Zoning

Account Number	507300
Street Address	75 CAWTHON RD
City	TOCCOA
State	GA
Zip	30577-7281
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 14 MERRITTS S/D
Legal Subdivision	MERRITTS
Legal Lot Number	14
Jurisdiction	STEPHENS GA
Township / Civil Division	MARTIN-AVALON
Census Block Group	2
Census Block	2033
Census Tract	970401

Owner

Source: Stephens County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	75 CAWTHON RD, TOCCOA, GA 30577-7281
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Warranty Deed, Transfer UNITED WHOLESALE
Oct 31, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Oct 31, 2023
Deed Document Number	2026547
Deed Book / Page	1440 / 454
Prior Transfer Date	Oct 19, 2023
Prior Transfer Doc	0013470291
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 2, 2026
Property Address	75 CAWTHON RD, TOCCOA, GA 30577-7281
Document Number	0014400454
Book / Page	1440 / 454
Instrument Date	Feb 24, 2026
Instrument	D2026000547
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 CAWTHON RD, TOCCOA, GA 30577-7281

Mortgage

Document Number	D2026000577
Date	Mar 2, 2026
Instrument	D2026000577

Lender

Name	UNITED WHOLESALE

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 31, 2023
Property Address	75 CAWTHON RD, TOCCOA, GA 30577-7281
Document Number	0013470291
Book / Page	1347 / 291
Instrument Date	Oct 19, 2023
Instrument	2023001606
Transaction Type	Transfer
Record Updated	Dec 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 CAWTHON RD, TOCCOA, GA 30577-7281

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,606.00 (+46.94%)	$58,535 (+59.43%) Land $3,130 Building $55,405	$146,337 (+59.43%) Land $7,825 Building $138,512
2023	$1,093.00 (+5.6%)	$36,716 (+5.56%) Land $3,130 Building $33,586	$91,790 (+5.56%) Land $7,825 Building $83,965
2022	$1,035.00	$34,782 Land $3,130 Building $31,652	$86,956 Land $7,825 Building $79,131

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable · Fiber in parts of the area	500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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