Stephens County property record for 372 Cawthon Rd, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,041 sqft · built 2009 |
| Lot Size | 7.82 acres (340,639 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $26,000 (Nov 2008) |
| Tax Bill | $6,479 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 021D 065B |
| Primary APN | 021D 065B |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,041 sqft Heated Area |
| Basement Area | 3,041 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 2,041 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 340,639 sqft (7.82 acres) |
| Garage Area | 565 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 983 sqft |
| Deck Area | 190 sqft |
| Patio Area | 190 sqft |
| Canopy | 720 sqft |
| Utility Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 505110 |
|---|---|
| Old Parcel Number | 021D 065B |
| Street Address | 372 CAWTHON RD |
| City | TOCCOA |
| State | GA |
| Zip | 30577-7276 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | OFF CAWTHON RD & W CURRAHEE ST |
| Legal Subdivision | MARVIN S DUNSON JR |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | MARTIN-AVALON |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 970401 |
Source: Stephens County assessment roll, APN 021D 065B, as of July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 372 CAWTHON RD, TOCCOA, GA 30577-7276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2008 · Amount on Record |
| Deed Sale | Nov 18, 2008 · Amount on Record |
| Prior Sale | Jul 25, 2008 |
| Deed Document Number | 0000877422 |
| Deed Book / Page | 877 / 422 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Apr 08, 2026 |
| Property Address | 372 CAWTHON RD, TOCCOA, GA 30577-7276 |
| Document Number | 0000000097 |
| Book / Page | 1445 / 480 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 202697 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 372 CAWTHON RD, TOCCOA, GA 30577-7276 |
| Document Number | 0000000097, |
|---|---|
| Date | Apr 08, 2026 |
| Book Page | 1445/480 |
| Instrument | 202697 |
| Name | UNITED COMMUNITY BANK |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Mar 01, 2031 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
Source: Stephens County assessment roll as of July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,479.00 (+20.07%) Homeowner's exemption | $282,139 (+53.96%) Land $13,244 Building $268,895 | $705,346 (+53.96%) Land $33,109 Building $672,237 |
| 2023 | $5,396.00 Homeowner's exemption | $183,260 Land $13,244 Building $170,016 | $458,150 Land $33,109 Building $425,041 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), as of September 26, 2008 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 132579704012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Moderate above 55% of the US · above 79% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 25 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable · Fiber in parts of the area | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL | 200 / 20 |
Source: EPA Safe Drinking Water Information System, water system GA2570001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOCCOA serves 28,711 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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