2656 E Pacheco Blvd, Los Banos, CA 93635 Property Records

Merced County property record for 2656 E Pacheco Blvd, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,872 sqft · built 1958
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jan 2018)
Tax Bill	$1,320 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084-020-017-000`

Property Details

APN / Parcel Number

Primary APN	`084-020-017-000`
Alternative APN	`084-020-017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1980
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	87,120 sqft
Garage Type	Detached
Garage Area	1,121 sqft
Parking Spaces	4 Parking Spaces
Patio Area	720 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	084-020-017
Street Address	2656 E PACHECO BLVD
City	LOS BANOS
State	CA
Zip	93635-9524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HC
Legal Description	POR S1/2 OF SW1/4SEC 18/10/11
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	3
Census Block	3001
Census Tract	2303

Owner

2656 E Pacheco Blvd is owned and occupied by two individuals who bought it in January 2018.

Source: Merced County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2656 E PACHECO BLVD, LOS BANOS, CA 93635-9524
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2019	Deed of Trust, Mortgage · Line of Credit COMPASS BANK
Jan 2, 2018	Grant Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2018 · Amount on File
Deed Sale	Jan 2, 2018 · Amount on File
Deed Document Number	201843
Prior Transfer Date	Dec 22, 2017
Prior Transfer Doc	0000000043
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2656 E PACHECO BLVD, LOS BANOS, CA 93635-9524
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018057
Date	Jun 19, 2019
Instrument	2019018057

Lender

Name	COMPASS BANK
Type	Bank
Address	MERCED, CA 95340

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 2, 2018
Property Address	2656 E PACHECO BLVD, LOS BANOS, CA 93635-9524
Document Number	0000000043
Instrument Date	Dec 22, 2017
Instrument	2018-000043
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY MERCED

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2656 E PACHECO BLVD, LOS BANOS, CA 93635-9524

Mortgage

Document Number	0000000044
Date	Jan 2, 2018
Instrument	2018-000044

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2656 E Pacheco Blvd was $1,320.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$122,589 (+2%) Land $48,043 Building $74,546
2025	$1,320.00	$120,186 Land $47,101 Building $73,085
2023	$1,263.00 (+1.53%)	$115,521 Land $45,273 Building $70,248
2022	$1,244.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2656 E Pacheco Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2656 E Pacheco Blvd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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