2654 E 40 N, Spanish Fork, UT 84660 Property Records

Utah County property record for 2654 E 40 N, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,756 sqft · built 2017
Lot Size	0.251 acres (10,915 sqft)
Owner	2 Individual Names on Record
Last Sale	$398,000 (Jun 2017)
Tax Bill	$3,067 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`65-485-0010`

Property Details

APN / Parcel Number

Primary APN	`65-485-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,756 sqft Living Area
Gross Area	4,126 sqft
1st Floor Area	1,756 sqft
Basement Area	1,756 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	A-Frame
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Other
Lot Area	10,915 sqft (0.251 acres)
Garage Type	Attached
Garage Area	614 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	27 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2654 E 40 N
City	SPANISH FORK
State	UT
Zip	84660-6147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, PLAT A, CANYON VISTA ESTATES SUB AREA 0.251 AC.
Legal Subdivision	CANYON VISTA ESTATES SUB
Legal Lot Number	10
Jurisdiction	UTAH UT
Township / Civil Division	SPRINGVILLE-MAPLETON
Census Block Group	1
Census Block	1020
Census Tract	10307

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2654 E 40 N, SPANISH FORK, UT 84660-6147
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage SECURITYNATIONAL MTG CO
Jan 6, 2020	Deed of Trust, Mortgage SECURITYNATIONAL MTG CO
Jun 2, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Jan 19, 2017	Trustee's Deed, Construction Loan · Construction Mortgage M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Deed Document Number	201753524
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2654 E 40 N, SPANISH FORK, UT 84660-6147
Document Number	0000100086
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 5, 2020
Title Company	GT TITLE SERVICES, GT TITLE SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2654 E 40 N SPANISH FORK UT 846606147, SPANISH FORK, UT 84660-6147

Mortgage

Document Number	0000100086
Date	Jul 14, 2020
Instrument	100086

Lender

Name	SECURITYNATIONAL MTG CO
Address	MURRAY, UT 84123

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2654 E 40 N, SPANISH FORK, UT 84660-6147
Document Number	0000003507
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	GT TITLE SERVICES, GT TITLE SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2654 E 40 N SPANISH FORK UT 846606147, SPANISH FORK, UT 84660-6147

Mortgage

Document Number	0000003507
Date	Jan 10, 2020
Instrument	3507

Lender

Name	SECURITYNATIONAL MTG CO
Address	MURRAY, UT 84123

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2050

June 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 2, 2017
Property Address	2654 E 40 N, SPANISH FORK, UT 84660-6147
Document Number	0000053524
Instrument Date	Jun 1, 2017
Instrument	053524:2017
Transaction Type	Subdivision Related Transfer
Record Updated	May 12, 2022
Title Company	COTTONWOOD TITLE INSURANCE A

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	265 EAST 40 NORTH, SPANISH FORK, UT 84660

Mortgage

Document Number	0000053525
Date	Jun 2, 2017
Instrument	053525:2017

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	UTAH UT
Recording Date	Jan 19, 2017
Property Address	2654 E 40 N, SPANISH FORK, UT 84660-6147
Instrument Date	Jan 11, 2017
Instrument	5342
Transaction Type	Construction Loan
Record Updated	May 7, 2018
Title Company	GT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	494 W 1300 N SPRINGVILLE UT 846633018, SPRINGVILLE, UT 84663-3018

Mortgage

Document Number	0000005342
Date	Jan 19, 2017
Instrument	5342

Lender

Name	M&T BK
Type	Bank
Address	HOLLADAY, UT 84121

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 18, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,080 (-46.26%)	$565,600 (-2.3%) Land $236,100 Building $329,500
2025	$3,067.00 (+0.03%)	$578,900 (+83.66%) Land $236,100 Building $342,800	$578,900 (+1.01%) Land $236,100 Building $342,800
2024	$3,066.00 (+0.39%)
2023	$3,054.00 (+3.25%)	$315,205	$573,100 Land $224,800 Building $348,300
2022	$2,958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98.5% of Utah
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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