2652 Spruce St, River Grove, IL 60171 Property Records

Cook County property record for 2652 Spruce St, River Grove, IL 60171

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,006 sqft · built 1925
Lot Size0.1 acres (4,375 sqft)
OwnerIndividual Name on Record
Tax Bill$1,582 (2023)
Deeds & MortgagesSep 2025 Line of Credit
Aug 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN12-27-404-031

Property Details

APN / Parcel Number

Primary APN12-27-404-031
Alternative APN
  • 12-27-404-031-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,006 sqft Living Area
1st Floor Area1,006 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1926
Architectural StyleBungalow
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area4,375 sqft (0.1 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address2652 SPRUCE ST
CityRIVER GROVE
StateIL
Zip60171-1624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range12E
Legal Township40N
Legal Section27
Legal SubdivisionRIVER PARK ADD/MCINTOSH & COS
Legal Block11
Legal Lot Number13
JurisdictionCOOK IL
Township / Civil DivisionLEYDEN
Census Block Group2
Census Block2006
Census Tract811200

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2652 SPRUCE ST, RIVER GROVE, IL 60171-1624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2025Deed of Trust, Mortgage · Line of Credit
FIRST AMERICAN BANK
Aug 31, 2022Deed of Trust, Mortgage · Commercial Mortgage
FIRST AMERICAN BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address2652 SPRUCE ST, RIVER GROVE, IL 60171-1624
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024722104
DateSep 4, 2025
Instrument2524722104
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 1, 2035
Interest
Rate TypeAdjustable Rate
Rate18%
Change FrequencyMonthly

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address2652 SPRUCE ST, RIVER GROVE, IL 60171-1624
Transaction TypeMortgage
Record UpdatedSep 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024304056
DateAug 31, 2022
Instrument2224304056
Lender
NameFIRST AMERICAN BANK
TypeBank
AddressHAMPSHIRE, IL 60140
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term57 Months
DueMay 11, 2027
Interest
Rate4.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLeyden Township
MunicipalityRiver Grove Village
Secondary School DistrictLeyden Community High School District 212 (09 - 12)
Elementary School DistrictRiver Grove School District 85-5 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$26,000 (+23.82%) Land $5,469 Building $20,531$260,000 (+23.82%) Land $54,690 Building $205,310
2023$1,582.00 (-1.31%)
2022$1,603.00 Homeowner's exemption Senior Citizen's exemption$20,999 Land $4,593 Building $16,406$209,990 Land $45,930 Building $164,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims91 (1979–2020)
Claims Outside the SFHA9 of 91
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 27 claims
  • Severe Storms And Flooding, Jul 2010 · 33 claims
  • Severe Storms & Flooding, Aug 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 803 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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