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2646 Spruce St, River Grove, IL 60171 Property Records

Cook County property record for 2646 Spruce St, River Grove, IL 60171 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,282 sqft · built 1941
Lot Size0.1 acres (4,375 sqft)
OwnerIndividual Name on File
Last Sale$130,000 (May 1995)
Tax Bill$7,602 (2023)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN12-27-404-033

Property Details

APN / Parcel Number

Primary APN12-27-404-033
Alternative APN
  • 12-27-404-033-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,282 sqft Living Area

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1942
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area4,375 sqft (0.1 acres)
Garage TypeDetached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2646 SPRUCE ST
CityRIVER GROVE
StateIL
Zip60171-1624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALTER G (MCINTOSH) COS (RIVER)(PARK) ADD SUB PT FRAC L SEC27 & PT NE SEC34 NIBL PT LAFRAMBOISE RES & E200FT BLK27 ALL BLK30
Legal Range12E
Legal Township40N
Legal Section27
Legal SubdivisionMCINTOSH COS RIVER PARK
Legal Block27,30
Legal Lot Number15
JurisdictionCOOK IL
Township / Civil DivisionLEYDEN
Census Block Group2
Census Block2006
Census Tract811200

Owner

Source: Cook County records · APN 12-27-404-033

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2646 SPRUCE ST, RIVER GROVE, IL 60171-1624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 23, 1995 · Amount on Record
Deed SaleMay 23, 1995 · Amount on Record
Deed Document Number1995457
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address2646 SPRUCE ST, RIVER GROVE, IL 60171-1624
Document Number2101412154
Instrument DateAug 28, 2020
Transaction TypeMortgage
Record UpdatedJan 22, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2646 SPRUCE ST RIVER GROVE IL 601711624, RIVER GROVE, IL 60171-1624

Mortgage

Document Number2101412154
DateJan 14, 2021
Instrument1412154
Lender
NameLEYDEN CU
TypeCredit Union
AddressFRANKLIN PARK, IL 60131
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueJan 13, 2026

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLeyden Township
MunicipalityRiver Grove Village
Secondary School DistrictLeyden Community High School District 212 (09 - 12)
Elementary School DistrictRiver Grove School District 85-5 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$31,000 (+19.24%) Land $5,469 Building $25,531$310,000 (+19.24%) Land $54,690 Building $255,310
2023$7,602.00 (+2.3%)
2022$7,431.00 Homeowner's exemption$25,999 Land $4,593 Building $21,406$259,990 Land $45,930 Building $214,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318112002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Nearby Flood Policies18 in force
Nearby Flood Claims91 (1979–2020)
Claims Outside the SFHA9 of 91
Most Recent ClaimMay 2020, rainfall accumulation
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 27 claims
  • Severe Storms And Flooding, Jul 2010 · 33 claims
  • Severe Storms & Flooding, Aug 1987 · 6 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 803 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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