2650 Spruce St, River Grove, IL 60171 Property Records

Cook County property record for 2650 Spruce St, River Grove, IL 60171

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,031 sqft · built 1951
Lot Size0.1 acres (4,375 sqft)
OwnerIndividual Name on File
Last Sale$275,000 (Nov 2020)
Tax Bill$6,931 (2023)
Deeds & MortgagesNov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-27-404-032

Property Details

APN / Parcel Number

Primary APN12-27-404-032
Alternative APN
  • 12-27-404-032-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,031 sqft Living Area

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1952
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area4,375 sqft (0.1 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2650 SPRUCE ST
CityRIVER GROVE
StateIL
Zip60171-1624
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALTER G (MCINTOSH) COS (RIVER)(PARK) ADD SUB PT FRAC L SEC27 & PT NE SEC34 NIBL PT LAFRAMBOISE RES & E200FT BLK27 ALL BLK30
Legal Range12E
Legal Township40N
Legal Section27
Legal SubdivisionMCINTOSH COS RIVER PARK
Legal Block27,30
Legal Lot Number14
JurisdictionCOOK IL
Township / Civil DivisionLEYDEN
Census Block Group2
Census Block2006
Census Tract811200

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2650 SPRUCE ST, RIVER GROVE, IL 60171-1624
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 4, 2020 · Amount on Record
Deed SaleNov 4, 2020 · Amount on Record
Prior SaleMay 3, 2000 · Amount on Record
Deed Document Number202040119
Record UpdatedSep 20, 2026

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateNov 4, 2020
Property Address2650 SPRUCE ST, RIVER GROVE, IL 60171-1624
Document Number2030940119
Instrument DateOct 5, 2020
Instrument30940119
Transaction TypeTransfer
Record UpdatedNov 19, 2020
Title CompanyALTIMA TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$275.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2650 SPRUCE ST RIVER GROVE IL 601711624, RIVER GROVE, IL 60171-1624

Mortgage

Document Number2030940120
DateNov 4, 2020
Instrument30940120
Lender
NameINLAND BK&TR
TypeBank
AddressGENEVA, IL 60134
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 3, 2050
Interest
Rate TypeFixed Rate
Rate2.75%

Mortgage

Document Number2030940121,
DateNov 4, 2020
Instrument30940121
Lender
NameILLINOIS HSNG DEV AUTHORITY
AddressCHICAGO, IL 60601
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLeyden Township
MunicipalityRiver Grove Village
Secondary School DistrictLeyden Community High School District 212 (09 - 12)
Elementary School DistrictRiver Grove School District 85-5 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$29,000 (+20.84%) Land $5,469 Building $23,531$290,000 (+20.84%) Land $54,690 Building $235,310
2023$6,931.00 (+2.35%)
2022$6,772.00 Homeowner's exemption$23,999 Land $4,593 Building $19,406$239,990 Land $45,930 Building $194,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims91 (1979–2020)
Claims Outside the SFHA9 of 91
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 27 claims
  • Severe Storms And Flooding, Jul 2010 · 33 claims
  • Severe Storms & Flooding, Aug 1987 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 803 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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