2645 Spruce St, River Grove, IL 60171 Property Records

Cook County property record for 2645 Spruce St, River Grove, IL 60171 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 943 sqft · built 1950
Lot Size	0.1 acres (4,375 sqft)
Owner	Individual Name on File
Tax Bill	$5,707 (2023)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-27-405-015`

Property Details

APN / Parcel Number

Primary APN	`12-27-405-015`
Alternative APN	`12-27-405-015-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	943 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1951
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,375 sqft (0.1 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	2645 SPRUCE ST
City	RIVER GROVE
State	IL
Zip	60171-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTIONS27 S34+ T40N R12E 3P
Legal Range	12E
Legal Township	40N
Legal Section	27
Legal Subdivision	WALTER G MCINTOSH & COMPANYS R
Legal Block	10
Legal Lot Number	40
Jurisdiction	COOK IL
Township / Civil Division	LEYDEN
Census Block Group	2
Census Block	2007
Census Tract	811200

Owner

Source: Cook County records · APN 12-27-405-015

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2645 SPRUCE ST, RIVER GROVE, IL 60171-1623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	2645 SPRUCE ST, RIVER GROVE, IL 60171-1623
Document Number	1708247000
Instrument Date	Mar 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2645 SPRUCE ST RIVER GROVE IL 601711623, RIVER GROVE, IL 60171-1623

Mortgage

Document Number	1708247000
Date	Mar 23, 2017
Instrument	8247000

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2047

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Leyden Township
Municipality	River Grove Village
Secondary School District	Leyden Community High School District 212 (09 - 12)
Elementary School District	River Grove School District 85-5 (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$29,000 (+26.09%) Land $5,469 Building $23,531	$290,000 (+26.09%) Land $54,690 Building $235,310
2023	$5,707.00 (+2.96%)
2022	$5,543.00 Homeowner's exemption Senior Citizen's exemption	$22,999 Land $4,593 Building $18,406	$229,990 Land $45,930 Building $184,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318112002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Nearby Flood Policies	18 in force 17 of 18 on primary residences
Nearby Flood Claims	91 (1979–2020)
Claims Outside the SFHA	9 of 91
Most Recent Claim	May 2020, rainfall accumulation
Flood Events	Severe Storms, Straight-line Winds, And Flooding (Apr 2013), 27 claims Severe Storms And Flooding (Jul 2010), 33 claims Severe Storms & Flooding (Aug 1987), 6 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.