Cook County property record for 2656 Spruce St, River Grove, IL 60171
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,432 sqft · built 1929 |
| Lot Size | 0.1 acres (4,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (May 2001) |
| Tax Bill | $7,602 (2023) |
| Deeds & Mortgages | Jan 2024 Second Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-27-404-030 |
| Primary APN | 12-27-404-030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 4,375 sqft (0.1 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 2656 SPRUCE ST |
|---|---|
| City | RIVER GROVE |
| State | IL |
| Zip | 60171-1624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WALTER G (MCINTOSH) COS (RIVER)(PARK) ADD SUB PT FRAC L SEC27 & PT NE SEC34 NIBL PT LAFRAMBOISE RES & E200FT BLK27 ALL BLK30 |
| Legal Range | 12E |
| Legal Township | 40N |
| Legal Section | 27 |
| Legal Subdivision | MCINTOSH COS RIVER PARK |
| Legal Block | 27,30 |
| Legal Lot Number | 12 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEYDEN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 811200 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2656 SPRUCE ST, RIVER GROVE, IL 60171-1624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOYNE SAVINGS BANK |
| Feb 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOYNE SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2001 · Amount on Record |
| Deed Sale | May 7, 2001 · Amount on Record |
| Prior Sale | Jul 5, 2000 · Amount on Record |
| Deed Document Number | 200177440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2656 SPRUCE ST, RIVER GROVE, IL 60171-1624 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000813522 |
|---|---|
| Date | Jan 8, 2024 |
| Instrument | 2400813522 |
| Name | HOYNE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60630 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Nov 1, 2033 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 2656 SPRUCE ST, RIVER GROVE, IL 60171-1624 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2022 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003312385 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 2103312385 |
| Name | HOYNE SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Dec 1, 2030 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Leyden Township |
| Municipality | River Grove Village |
| Secondary School District | Leyden Community High School District 212 (09 - 12) |
| Elementary School District | River Grove School District 85-5 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $30,000 (+15.39%) Land $5,469 Building $24,531 | $300,000 (+15.39%) Land $54,690 Building $245,310 | |
| 2023 | $7,602.00 (+2.3%) | ||
| 2022 | $7,431.00 Homeowner's exemption | $25,999 Land $4,593 Building $21,406 | $259,990 Land $45,930 Building $214,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 91 (1979–2020) |
| Claims Outside the SFHA | 9 of 91 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 803 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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