Woodford County property record for 265 Scotts Ferry Rd E, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 4,828 sqft · built 1977 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (Aug 2018) |
| Tax Bill | $4,421 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage Oct 2020 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-0000-023-00 |
| Primary APN | 31-0000-023-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,828 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Stone |
| Lot Area | 217,800 sqft (5 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 31490 |
|---|---|
| Street Address | 265 SCOTTS FERRY RD E |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-9600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 STORY |
| Legal Subdivision | PINE WAY FARMS |
| Legal Tract | 2 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | SOUTH WOODFORD |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 50200 |
Source: Woodford County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 265 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS COMMERCE BANK |
| Oct 7, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS COMMERCE BANK |
| Feb 4, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS COMMERCE BANK |
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 31, 2018 | Deed, Transfer · Commercial Mortgage CITIZENS COMMERCE BANK |
| Apr 18, 2018 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2018 · Amount on Record |
| Deed Sale | Aug 31, 2018 · Amount on Record |
| Prior Sale | Apr 18, 2018 · Amount on Record |
| Deed Document Number | 61251 |
| Deed Book / Page | D309 / 103 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 265 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M830/144 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | M830/144 |
| Instrument | 67285 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 265 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 265 SCOTTS FERRY RD, VERSAILLES, KY 40383-9600 |
| Document Number | M883/214 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | M883/214 |
| Instrument | 92796 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Sep 28, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 265 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M832/113 |
|---|---|
| Date | Feb 4, 2019 |
| Book Page | M832/113 |
| Instrument | 69477 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 26, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 265 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | M875/461 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | M875/461 |
| Instrument | 91327 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 1, 2040 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Aug 31, 2018 |
| Property Address | 265 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600 |
| Document Number | D309/103 |
| Book / Page | D309 / 103 |
| Map Reference | CAB A SL 147 |
| Instrument Date | Aug 28, 2018 |
| Instrument | 61251 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1727 MCCOWANS FERRY RD, 1727, VERSAILLES, KY 40383-9028 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 265 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600 |
| Document Number | 61252 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 61252 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOODFORD KY |
| Recording Date | Apr 18, 2018 |
| Property Address | 265 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600 |
| Document Number | D306/403 |
| Book / Page | D306 / 403 |
| Map Reference | CAB A SL 147 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 53464 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $427.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1101 BEAUMONT CENTRE LN APT 23102, 1101, LEXINGTON, KY 40513-1789 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 265 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600 |
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,421.00 (-8.32%) | $455,000 (-) | $455,000 (-) |
| 2023 | $4,822.00 | $455,000 | $455,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (2010–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SO WOODFORD CO WATER DISTRICT serves 4,218 people · EPA ID KY1200411 |
|---|---|
| Water Source | Purchased surface water from VERSAILLES WATER SYSTEM |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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