Woodford County property record for 175 Scotts Ferry Rd E, Versailles, KY 40383
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,241 sqft · built 1976 |
| Lot Size | 5.09 acres (222,156 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,085 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-0000-018-00 |
| Primary APN | 31-0000-018-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,241 sqft Living Area |
| Family Room | Family Room |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Stone |
| Lot Area | 222,156 sqft (5.09 acres) |
| Account Number | 15144 |
|---|---|
| Street Address | 175 SCOTTS FERRY RD E |
| City | VERSAILLES |
| State | KY |
| Zip | 40383-9600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 STORY |
| Legal Subdivision | PINE WAY FARMS |
| Legal Tract | 4 |
| Jurisdiction | WOODFORD KY |
| Township / Civil Division | SOUTH WOODFORD |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 50200 |
Source: Woodford County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 175 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage UNITED BANK & CAPITAL TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 126-229 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 175 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 00M939/298 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | M939/298 |
| Instrument | 128223 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOODFORD KY |
| Property Address | 175 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M791/142 |
|---|---|
| Date | Mar 29, 2017 |
| Book Page | M791/142 |
| Instrument | 33984 |
| Name | UNITED BANK & CAPITAL TRUST CO |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2047 |
Source: Woodford County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Woodford County |
| Unified School District | Woodford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,085.00 (-9.23%) Homeowner's exemption | $260,000 (-) | $260,000 (-) |
| 2023 | $2,297.00 Homeowner's exemption | $260,000 | $260,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (2010–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SO WOODFORD CO WATER DISTRICT serves 4,218 people · EPA ID KY1200411 |
|---|---|
| Water Source | Purchased surface water from VERSAILLES WATER SYSTEM |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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