260 Scotts Ferry Rd E, Versailles, KY 40383 Property Records

Woodford County property record for 260 Scotts Ferry Rd E, Versailles, KY 40383

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,262 sqft · built 1978
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Last Sale$379,000 (Apr 2022)
Tax Bill$3,693 (2025)
Deeds & MortgagesApr 2022 Sale & Construction Loan
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN31-0000-022-00

Property Details

APN / Parcel Number

Primary APN31-0000-022-00
Alternative APNs
  • 31513
  • 34713

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,262 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialBrick/Stone
Foundation TypeBlock
Lot Area43,560 sqft (1 acres)
Lot Dimensions250 ft deep x 174 ft wide
Garage TypeDetached
DrivewayAsphalt Driveway
Parking Spaces8 Parking Spaces
PorchSlab
Porch Area115 sqft

Location & Zoning

Account Number34713
Street Address260 SCOTTS FERRY RD E
CityVERSAILLES
StateKY
Zip40383-9600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal Description1 STORY
Legal SubdivisionROLLING ACRES
Legal Lot Number2
JurisdictionWOODFORD KY
Township / Civil DivisionSOUTH WOODFORD
Census Block Group4
Census Block4002
Census Tract50200

Owner

Source: Woodford County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7111 STARMOUNT DR, LAKELAND, FL 33810-2214
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2022Deed, Construction Loan · Construction Mortgage
FIRST FSB FRANKFORT KY
Sep 17, 2018Deed, Transfer · Conventional Mortgage
REPUBLIC STATE MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 27, 2022 · Amount on Record
Deed SaleApr 27, 2022 · Amount on Record
Prior SaleSep 17, 2018 · Amount on Record
Deed Document Number2022138271
Deed Book / Page333 / 423
Prior Transfer DateDec 1, 2016
Prior Transfer Doc00D297/240
Record UpdatedOct 29, 2026

April 2022: Deed, Construction Loan

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateApr 27, 2022
Property Address260 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600
Document Number00D333/423
Book / PageD333 / 423
Map ReferenceCAB D SL 120
Instrument DateApr 25, 2022
Instrument138271
Transaction TypeConstruction Loan
Record UpdatedFeb 28, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$379.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5110 FORDS MILL RD, VERSAILLES, KY 40383-9488

Transferred To (Grantee/Buyer)

NameVerified Name
Address711 STARMOUNT DRIVE, LAKELAND, FL 33810

Mortgage

Document Number0000138274
DateApr 27, 2022
Instrument138274
Lender
NameFIRST FSB FRANKFORT KY
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term240 Months
DueApr 25, 2042

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionWOODFORD KY
Recording DateSep 17, 2018
Property Address260 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600
Document Number00D309/267
Book / PageD309 / 267
Map ReferenceCAB D SL 120
Instrument DateSep 14, 2018
Instrument62260
Transaction TypeTransfer
Record UpdatedFeb 28, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address74 DENACSON AVE, RUTHERFORD, NJ

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address260 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600

Mortgage

Document Number0000062261
DateSep 17, 2018
Instrument62261
Lender
NameREPUBLIC STATE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of December 12, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWoodford County
Unified School DistrictWoodford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,693.00 (-8.29%)$379,000 (-)$379,000 (-)
2023$4,027.00$379,000$379,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims8 (2010–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 6 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSO WOODFORD CO WATER DISTRICT
serves 4,218 people · EPA ID KY1200411
Water SourcePurchased surface water from VERSAILLES WATER SYSTEM
Last State InspectionJul 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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