250 Scotts Ferry Rd E, Versailles, KY 40383 Property Records

Woodford County property record for 250 Scotts Ferry Rd E, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,264 sqft · built 1967
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on File
Last Sale	$166,000 (Sep 2014)
Tax Bill	$2,267 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-0000-021-00`

Property Details

APN / Parcel Number

Primary APN	`31-0000-021-00`
Alternative APN	`27717`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,264 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Exterior Material	Brick Veneer
Foundation Type	Stone
Lot Area	41,382 sqft (0.95 acres)

Location & Zoning

Account Number	27717
Street Address	250 SCOTTS FERRY RD E
City	VERSAILLES
State	KY
Zip	40383-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 1/2 S
Jurisdiction	WOODFORD KY
Township / Civil Division	SOUTH WOODFORD
Census Block Group	4
Census Block	4002
Census Tract	50200

Owner

250 Scotts Ferry Rd E is owned and occupied by an individual who bought it in September 2014.

Source: Woodford County records, as of December 11, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	250 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2014 · Amount on File
Deed Sale	Sep 11, 2014 · Amount on File
Deed Document Number	0000283148
Deed Book / Page	283 / 148
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	250 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600

Mortgage

Document Number	00M934/192
Date	Dec 14, 2021
Book Page	M934/192
Instrument	123701

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	RIVERSIDE, RI 02915

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 22, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 250 Scotts Ferry Rd E was $2,267.

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,267.00	$230,000	$230,000
2023	$2,468.00	$230,000	$230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 250 Scotts Ferry Rd E in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 6 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 250 Scotts Ferry Rd E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SO WOODFORD CO WATER DISTRICT serves 4,218 people · EPA ID KY1200411
Water Source	Purchased surface water from VERSAILLES WATER SYSTEM
Last State Inspection	Jul 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20