315 Scotts Ferry Rd E, Versailles, KY 40383 Property Records

Woodford County property record for 315 Scotts Ferry Rd E, Versailles, KY 40383

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,234 sqft · built 1979
Lot Size	5.09 acres (222,156 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jun 2005)
Tax Bill	$2,755 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-0000-025-00`

Property Details

APN / Parcel Number

Primary APN	`31-0000-025-00`
Alternative APN	`18025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,234 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Brick Veneer
Foundation Type	Stone
Lot Area	222,156 sqft (5.09 acres)
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Account Number	18025
Street Address	315 SCOTTS FERRY RD E
City	VERSAILLES
State	KY
Zip	40383-9600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 1/2 S
Legal Subdivision	PINE WAY FARMS
Legal Tract	1
Jurisdiction	WOODFORD KY
Township / Civil Division	SOUTH WOODFORD
Census Block Group	4
Census Block	4021
Census Tract	50200

Owner

Source: Woodford County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	315 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2005 · Amount on Record
Deed Sale	Jun 1, 2005 · Amount on Record
Deed Document Number	0000228433
Deed Book / Page	228 / 433
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODFORD KY
Property Address	315 SCOTTS FERRY RD E, VERSAILLES, KY 40383-9600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M840/284
Date	Jul 5, 2019
Book Page	M840/284
Instrument	81826

Lender

Name	CITIZENS COMMERCE BANK
Type	Bank
Address	VERSAILLES, KY 40383

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jun 28, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Woodford County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Woodford County
Unified School District	Woodford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,755.00 (-9.05%) Homeowner's exemption	$330,000 (-)	$330,000 (-)
2023	$3,029.00 Homeowner's exemption	$330,000	$330,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (2010–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 6 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SO WOODFORD CO WATER DISTRICT serves 4,218 people · EPA ID KY1200411
Water Source	Purchased surface water from VERSAILLES WATER SYSTEM
Last State Inspection	Jul 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20